How to buy a car Posted on June 19, 2010

Six smart tips: How to buy a car

There are a lot of suggestions when it comes to buying a new or used car. We’ve assembled the following tips to ease your car buying experience. Of course, if you need help along the way, stop by any Oregon State Credit Union branch or give us a call at 800-732-0173.

  1. Calculate how much car you can comfortably afford.
  2. Come by any Oregon State Credit Union branch, apply online or call 800-732-0173 to get pre-approved. You’ll know how much loan you’ll qualify for and can focus on finding the right car instead of the financing.
  3. Research dealer costs: Get to know what dealers pay for cars so you can estimate how much you are really willing to pay. Keep in mind that the dealerships need to make money too, so don’t expect them to give the car away.
  4. Visit more than one dealership: Call around and go online to see what they have. The key here is to not buy the first car or truck you find.
  5. Negotiate: Sooner or later you’re going to find the right car at the right price. Now it’s time to negotiate for the best price. In the negotiation, don’t name the price you’re willing to go to. And if you don’t like to negotiate, do it all online. That way you can examine numbers from your house and take your time.
  6. Seal the Deal: Sign all the paperwork and drive home in something new.
Categories: How to

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  • Phone: 800-732-0173

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