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How to deal with fraud: protect or recover Posted on April 18, 2011

How to protect your identity from e-mail, phone and online fraud

The FTC estimates that millions of individuals have their identities stolen each year, with personal information being used to get at your money and credit. E-mail, phone and fake web sites are used to secretly collect personal information and use it to rent an apartment, obtain a credit card, or establish a telephone account in another person’s name.

If you’re a victim of fraud or ID theft, you may not find out until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector. You have two choices: protect and avoid before something happens, or try to recover after you’re victimized.

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