Business tools

We offer products and services that help streamline your business systems, improve your bottom line and free up time to focus on your business. We provide local support and decision making, reliable solutions and personal service.

To learn more, come in to any branch or call 1-800-732-0173.

Merchant card services

  • Accept and process credit card payments from your customers
  • Competitive rates, low set-up costs and low monthly fees
  • A wide variety of processing options, including retail, mail order, telephone order, mobile merchants, e-commerce and home-based businesses
  • Can process Visa®, Mastercard, American Express, Discover®, Diners Club/Carte Blanche, JCB and gift cards

Merchant card services is a partnership between Oregon State Credit Union and Total Merchant Concepts.

Automated Clearing House (ACH)

  • Direct deposit to employee accounts
  • Debit customer accounts for payments
  • $100 initial one-time set-up fee
  • $25 monthly maintenance fee

Remote Deposit Capture (RDC)

  • Convenient – Process check deposits from your place of business
  • Monthly service fee waived with average daily deposit account balances or loan balances of $50,000 or greater

Online services

  • Access your accounts anytime with online account access and bill pay
  • Download your credit union transactions into QuickBooks® for streamlined accounting
  • Reduce waste with estatements

Night deposit

  • Convenient option for when you have to deposit cash after hours
  • Receipt will be available for pick-up the following day
  • Two zipper-top bags provided free

More helpful services

  • Strengthen your benefits package with employee retirement options
  • Protect your company with insurance options for a variety of needs
  • Make your money work for you with investment services

Call 1-800-732-0173 to apply

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