April is youth financial literacy month

Contest entries are in and we're sorting through some great work from kids and teens. We'll contact winners soon.

To recap the contest:

  • April 1-16 we had fun activities with online contest submissions — no need to go into a branch. Learning, prizes, gift cards!
    • For kids it was a coloring sheet: "Saving: the sky's the limit." Four age categories: 0-4, 5-7, 8-10 and 11-12.

    • For teens it was the Mindful Money Management workbook. Watch a video about the workbook. Mindful Money Management teaches teens the "true" cost of financial choices.

  • These fun, online activities, along with children's saving accounts and teen accounts, help parents have conversations with kids and teens about financial health, saving habits, and thinking about the future. We value year-round fun and effective financial learning for youth, with a special focus in April!

Some 2021 entries

She flies! Money is saved

Jackie Elsner - Scottie Saver children's savings account - Oregon State Credit Union

2021 artist Jackie Elsner, age 4 from McMinnville, knows how to save money:

  • "When it blows away, I fly and I grab it. That's how I save money."

Jackie's method was revealed today at Oregon State Credit Union and is now favored by numerous global financial experts. Stand by for seminars on flying as a money saving technique!

Why save money? He has his reasons

Dominic Ricciotti - Scottie Saver children's saving account - Oregon State Credit Union

2021 artist Dominic Ricciotti, age 5 from Corvallis, says that being a Scottie Saver has taught him that, "You can save up and buy your own toys or a toy for someone else." Okay, we hear you. Saving leads to toys for self, toys for others. We can't argue with that advice.

Ice cream anyone? Save up

Jocelyn Schmid - Scottie Saver childrens savings account - Oregon State Credit Union

2021 artist Jocelyn Schmid, age 6 from Philomath, says, "I'm saving money in my piggy bank so I can buy ice cream for my family." Well said. And if the family isn't around and the ice cream is suddenly melting or in danger in any way, it's probably best to eat the ice cream, all of it, quickly, so it doesn't go to waste.

Recap: see 2020 contestants and colorful creations

See the "Out of this world" coloring sheet the kids used.

Asher Hall, Scottie Saver member, age 3, Oregon State Credit Union

2020 winner in the age 0-4 category, Asher Hall, Scottie Saver member age 3 from Albany, is seen above with his Scottie coloring sheet featuring the use of complimentary colors, purple and green. Asher prefers not to be quoted at this time but his work speaks for itself and so does his cheerful smile!

 

Scarlett Monday, Scottie Saver member, age 5, Oregon State Credit Union

2020 winner in the age 5-7 category, Scottie Saver member from Dallas, Scarlett Monday, age 5, is seen above with her coloring creation. Her work depicts deep-space cosmic realities. What has she learned as a member? "I don't know. I'm 5." Great reality check, Scarlett.

 

Liam Sass, Scottie Saver member, age 6, Oregon State Credit Union

2020 competitor Liam Sass, Scottie Saver member age 6 from Corvallis, is seen above with his Scottie coloring sheet, a bold entry in the kid's contest. Liam is an artist and a financial visionary. When asked what he has learned as a member, he states, "I need to save my money." Liam, we couldn't agree more, and thank you for helping educate us on that very important point.

2020 teen contestants learn and win

Teens used the workbook Mindful Money Management available at our teacher-parent resource page to explore how different choices affect their future.

  • Winner: Bailey Bell

    • Question: In what ways did completing this workbook influence your educational goal and future lifestyle choices?

      • Answer: Completing the workbook reassured me that I will be able to have a good life even if I don't splurge on clothes, furniture, or even what I eat. This will definitely give me some peace of mind about my future.

    • How are you planning to use your gift card?

      • Answer: I am planning to buy books or family board games.

  • Winner: Zaley Bennett

    • Question: Which true cost surprised you the most?

      • Answer: The biggest surprise was the true cost of eating out verse cooking your own meals, and how much more time and money it takes to make meals from scratch instead of prepackaged foods.

    • Question: Which peace of mind factor gave you something new to think about?

      • Answer: The transportation one gave me a little to think about because owning a car would be nice but once you factor in the gas and insurance, it becomes a lot more of an investment.

    • Question: In what ways did completing this workbook influence your educational goal and future lifestyle choices?

      • Answer: This workbook definitely influenced how much money I am going to start saving right now instead of trying to live paycheck to paycheck after college. Educationally it also makes sense to take advantage of the Oregon promise and go to a community college for less the first two years.

    • Question: How are you planning to use your gift card?

      • Answer: Purchase equipment for club volleyball to take some of the burden off my parents.

  • Winner: Amber Stewart

    • Question: In what ways did completing this workbook influence your educational goal and future lifestyle choices

      • Answer: It showed that I might not be able to get everything I want right away. I will have to save my money.

    • Question: How are you planning to use your gift card?

      • Answer: I don't quite know what I want yet but I will probably save it till I find something.


Recap: 2019 contestants and coloring sheets

 

Karalee Andry, Scottie Saver member, winner age group 5-7

Karalee, Scottie Saver member from Newport, is seen above with her prize of 200 Scottie bucks. She plans to use her winnings to get lots of fun Scottie store merchandise to go with her dog-paw balloon. Woof! Our members are the best!

 

Ellenor Page image in table

Above, Ellenore, North Albany branch Scottie Club member, proudly displays her winning 2019 Scottie coloring page contest entry.

  • Her work features: 1) Scottie sporting a collar with beautiful red and black checked pattern 2) High contrast blue outlining and 3) Colored lettering to match her overall theme. Clearly, this young member has vision!

Youth saving accounts give kids hands-on saving experience

 

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