Home loans

Buy, build or rebuild your dream home with Oregon State Credit Union’s home loan experts.

  • Explore your home loan options, apply for a mortgage and rely on us to help you along the way.

Apply for a home loan

Check home loan rates

Meet your mortgage loan officer

Apply with a loan officer of your choice for person-to-person help. Here are a few details about each of our member-dedicated experts:

Ask your home financing questions

We like to talk homes and answer loan questions. You'll find our mortgage solutions provide you competitive rates, flexible terms, personalized service and, best of all, honest advice.

Learn more about these excellent home loans

Fixed-rate home loan

A predictable monthly payment and protection from rising interests rates.

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Adjustable-rate home loan

A flexible option: payments can fluctuate with interest rates.

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Jumbo Home Loan

Ideal for home loan amounts higher than conforming thresholds.

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Land Loan

A great option if you're buying land to build a primary residence

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Home Equity Line of Credit

Use home equity to help pay for home remodel, college, vacations and more.

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First-time Homebuyer Loan

Includes help with down payment and closing costs based on income.

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