Debt consolidation

Learn more | Reduce your debt with Oregon State Credit Union

Reduce your debt: New year, new goals

Consolidate your high-interest debt into one low-rate monthly payment. You could pay less in interest and pay your debt off faster with affordable debt consolidation from Oregon State Credit Union.

Consider your debt consolidation options

  • Use this calculator to compute the cost of consolidating debt.

Avoid debt consolidation pitfalls

Debt consolidation can be a life preserver or an anchor, depending on how you go about it. The following are some pitfalls to avoid.

  • Consolidate the right debt
    Scrutinize the interest rates you are paying on your debt. High-rate loans – like many credit cards – are obvious choices for consolidation, but loans with low interest rates – like some types of student loans – should not be consolidated.
  • Address your debt demons
    Debt consolidation is a tool, not a cure-all. If your spending habits are out of control, you need to address that before you take out a consolidation loan. If you don’t, you could end up even deeper in debt. Use the links on this page to access free tools to help you understand and manage your money wisely.
  • Research your options
    Understand the risks and benefits of all your options before you choose the loan that is best for you. If you need help, credit union representatives can help you figure out which loan type will most benefit you.

Consolidate debt today
| Call 800-732-0173 | Visit a branch |

Oregon State Credit Union ©2018 Oregon State Credit Union

  • PO Box 306
  • Corvallis, OR 97339
  • Phone: 800-732-0173

Routing number : 323274270