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Avoid summer scams

Be sure to avoid these common scams
during the busy summer season

Scammers don’t take summers off. In fact, some scams ramp up during the summer, particularly those geared toward vacations or travel.

An increasingly common scam involves hotels. Imagine that you’re awakened at night by a phone call from the front desk saying there’s been a problem with your credit card. Then, you are asked to read the number one more time, presumably to run it again. The scammers hope you’ll do something while half-asleep that you’d never do when wide awake: give out your credit card information to a stranger on the phone.

Other hotel guests might find pizza delivery menus slipped under their doors, and when they place an order using a debit or credit card, they get no extra cheese … just a stolen identity.

Keep track of your belongings

Another scam involves a cab driver who unloads your bags at the hotel or airport in a rush, then speeds away with at least one of your bags in the trunk. Always check to make sure all your luggage and belongings are accounted for before the cab driver has a chance to drive away. You can also place suitcases and bags next to you in the backseat if there’s space.

Protect your personal information

Phones are also the medium for juror scams, in which individuals receive calls saying they’ve failed to report for jury duty and asking for personal details so the court can cancel an arrest warrant. They may also suggest they need to confirm those details for possible future jury duty. Be aware: Courts never seek details like a credit card number or Social Security number over the phone. If in doubt, contact the court offices directly. You should report the incident to the police too.

Most everyone uses text messaging today, so scams involving text phishing have become as common as email phishing used to be. Scammers will send a text message, supposedly from your credit union or financial institution, asking you to visit a website that, once again, asks for personal details to “unlock” or “verify” your account. As a general rule, never follow a link you’re not sure about. Learn more about Oregon State Credit Union’s quick, easy and secure text banking services, and other convenient account access options.

Another scam to look out for involves newly-issued Medicare cards, which no longer display your Social Security number on the card. Scammers can take advantage of people by calling and claiming to be a Medicare representative. They ask for your Social Security number or demand that you pay for your new card. Your new card is free, so you can hang up and report scams to the Federal Trade Commission.

Check and verify contact information

No matter your circumstances, if you get a call, text message or email asking for your money or personal information — stop and think for a minute. Before you wire money, answer a phone call, respond to a text message or open any email attachments, check to make sure that the communication was sent from your credit union or financial institution. Remember you can always find Oregon State Credit Union’s contact information on our website.

More tips and tools

You can also use these helpful tips to keep your personal information safe and secure, no matter what season it is. Learn more with Oregon State Credit Union’s helpful tips and tools to help protect yourself against identity theft, fraud, account security and more.

Oregon State Credit Union ©2017 Oregon State Credit Union

  • PO Box 306
  • Corvallis, OR 97339
  • Phone: 800-732-0173

Routing number : 323274270