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Business Line of Credit

At Oregon State Credit Union

Keep your business moving with a line of credit that supports your cash flow and grows with you.

Flexible credit for your business needs

KEY BENEFITS

Flexible terms

Easy access

Scales with you

Why choose a Business Line of Credit with OSCU?

Think of it as your built-in safety net, giving your business flexible access to funds when cash flow shifts — so you can cover expenses, seize opportunities, and keep operations running smoothly.

Flexible access

  • Access funds whenever you need them
  • Transfer funds to your business checking or savings account anytime
  • Use for short-term expenses, opportunities, or emergencies

Affordable repayment

  • Monthly payments based only on what you borrow
  • Pay it down, use it again — your credit revolves with you
  • Competitive rates and low fees

Credit that fits

  • Credit limits from$5,000 to $500,000 (subject to approval)
  • Choose from secured or unsecured options
  • Terms are generally from 12 to 60 months, based on the loan amount (subject to approval)

Find a branch or ATM

Use the Find a location panel below to find a nearby branch, ATM, or one of more than 40,000 surcharge-free CO-OP ATMs nationwide.

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More ways OSCU can support your business

From everyday transactions to higher-volume needs, our Business Checking accounts give you the right tools to manage your cash flow with ease.

Learn more about business checking