Oregon State Credit Union
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Loans for all your needs
Home loans: 10, 15, 20 or 30 year terms
The credit union difference
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Due to the pandemic, our branch lobby access is limited, and wait times for our lobbies and drive ups are now longer than usual. See our branch safety precautions.
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Business members: See PPP loan forgiveness updates here.
Skip a loan payment: Learn moreSkip a payment on a qualifying loan when cash is short and expenses rise.
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Bank at home optionsTry our mobile app with check deposit, online banking, pay loans with your debit card, send money with Pay It Now, text banking and more.
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Business members: PPP infoPaycheck Protection Program: Loan forgiveness updates, contacts, resources, FAQs and preparation guidelines.
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Find your individualized financial solution
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From skipping a loan payment to debt consolidation, loan modifications to lower monthly payments, we are committed to bringing our members relief during the COVID-19 crisis.
Additional resources:
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Some home loan options you might not have thought about:
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Home Construction loans: With our one-close construction loan, you may save money by financing the construction and the mortgage as one transaction at the same time.
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Land loans: Buy property to build a dream home and equity for future construction.
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Emergency fund: Whether you have an emergency fund now or are looking to build one following COVID-19 challenges, you'll find the budget worksheet at our Credit and Debt Toolkit a helpful tool.