Individual Retirement Accounts (IRAs)
Save for retirement with Oregon State Credit Union Individual Retirement Accounts (IRAs). Whether you’re planning way ahead or doing catch-up contributions, an IRA can be a good saving option with flexible terms and potential tax advantages. Choose from a variety of IRA saving accounts: Traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs, Coverdell Education Savings Account.
|Account||Minimum balance to earn dividends*||Dividend rate||Annual Percentage Yield (APY)|
|Individual Retirement Account (IRA) savings||$5||0.15%||0.15%|
|The minimum balance to open an IRA savings account is $0.00.|
|* Minimum balance that must be maintained each day to earn dividends.|
Features of IRA savings
IRA savings may allow eligible members to make tax-deductible contributions.
Members older than 50 can make an additional $1,000 catch-up contributions.
No monthly fees.
Potential Member Merits benefits.
Open an IRA
Visit a branch or call 800-732-0173.
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