Individual Retirement Accounts (IRAs)

Save for retirement with Oregon State Credit Union Individual Retirement Accounts (IRAs). Whether you’re planning way ahead or doing catch-up contributions, an IRA can be a good saving option with flexible terms and potential tax advantages. Choose from a variety of IRA saving accounts: Traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs, Coverdell Education Savings Account.

Visit a branch | Open IRA savings

Individual Retirement Account (IRA) savings rates
Effective Date: Wednesday, June 19th, 2024
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Individual Retirement Account (IRA) savings $5 0.15% 0.15%
The minimum balance to open an IRA savings account is $0.00.
* Minimum balance that must be maintained each day to earn dividends.

Features of IRA savings

  • IRA savings may allow eligible members to make tax-deductible contributions.

  • Members older than 50 can make an additional $1,000 catch-up contributions.

  • No monthly fees.

  • Competitive rates.

  • Potential Member Merits benefits.

Open an IRA

Visit a branch or call 800-732-0173.

Visit a branch | Open IRA savings


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