Individual Retirement Accounts (IRAs)
Save for retirement with Oregon State Credit Union Individual Retirement Accounts (IRAs). Whether you’re planning way ahead or doing catch-up contributions, an IRA can be a good saving option with flexible terms and potential tax advantages. Choose from a variety of IRA saving accounts: Traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs, Coverdell Education Savings Account.
Visit a branch | Open IRA savings
Individual Retirement Account (IRA) savings rates
Effective Date: Thursday, December 12th, 2024
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Individual Retirement Account (IRA) savings | $5 | 0.15% | 0.15% |
| The minimum balance to open an IRA savings account is $0.00. | |||
| * Minimum balance that must be maintained each day to earn dividends. | |||
Features of IRA savings
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IRA savings may allow eligible members to make tax-deductible contributions.
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Members older than 50 can make an additional $1,000 catch-up contributions.
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No monthly fees.
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Competitive rates.
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Potential Member Merits benefits.
Open an IRA
Visit a branch or call 541-714-4000.
Visit a branch | Open IRA savings
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