Business Line of Credit
At Oregon State Credit Union
Keep your business moving with a line of credit that supports your cash flow and grows with you.
Flexible credit for your business needs
KEY BENEFITS
Flexible terms
Easy access
Scales with you
Why choose a Business Line of Credit with OSCU?
Think of it as your built-in safety net, giving your business flexible access to funds when cash flow shifts — so you can cover expenses, seize opportunities, and keep operations running smoothly.
Flexible access
- Access funds whenever you need them
- Transfer funds to your business checking or savings account anytime
- Use for short-term expenses, opportunities, or emergencies
Affordable repayment
- Monthly payments based only on what you borrow
- Pay it down, use it again — your credit revolves with you
- Competitive rates and low fees
Credit that fits
- Credit limits from$5,000 to $500,000 (subject to approval)
- Choose from secured or unsecured options
- Terms are generally from 12 to 60 months, based on the loan amount (subject to approval)
Locations
Use our Find a Location panel below to find our nearest branch or ATM, or find Co-op ATMs for thousands of surcharge-free ATMs across the United States and Canada.
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Financial Education Center



More ways OSCU can support your business
From everyday transactions to higher-volume needs, our Business Checking accounts give you the right tools to manage your cash flow with ease.