Checking accounts
At Oregon State Credit Union
Open an account that moves you forward — and get a $300 bonus* along with a better checking experience.
Low to no fees, anytime access, and options that fit your lifestyle
Benefits grounded in value
Rewards checking option
Low to no monthly fees
Surcharge-free ATM access
Digital wallet ready
Early direct deposit
Our checking accounts
Choose the account that fits you — and get a $300 bonus* when you set up your first account with recurring direct deposit.
Rewards Checking
Banking with built-in perks
What if your everyday account gave you access to extraordinary rewards? Enjoy 24/7 roadside assistance, cell phone protection, fuel and dining discounts, health savings, and much more — adding up to over $1,000 in total annual value.
Value Checking
Banking essentials, covered
Sometimes simple is all you need. Value Checking keeps your money moving with free early direct deposit, online banking, bill pay, mobile deposit, and more. Plus, there’s no monthly fee.
Senior Platinum Checking
Because you’ve earned it
For members 55 and better, this account offers peace of mind: no monthly fees, no minimums, no hassle — just the perks you deserve, with the simplicity you’ve earned.
Teen Checking
Start good banking habits here
Teen Checking gives members ages 13–18 a safe, supportive way to build money smarts with help from a parent or guardian. Plus, there are no monthly fees or service charges.
Your $300 is ready and waiting
Just open the account of your choice, set up a recurring direct deposit, and we’ll give you $300* — plus all the benefits of a better checking experience.
College students: We have a special $300 student checking bonus offer just for you!
Compare our checking accounts
Value Checking
Rewards Checking
Senior Platinum Checking
Teen Checking
$300 Checking bonus offer details
- Open the checking account of your choice. (Members under 18 years of age, businesses, trusts and members with existing checking accounts are not eligible for bonus)
- Within 60 days of opening, set up a recurring direct deposit of at least $500 each month
- Have at least 2 total direct deposits within 4 months of opening your account
That’s it! Your $300 will be deposited into your basic savings account within the 4th calendar month of opening your account. Every Oregon State Credit Union membership comes with a free basic savings, so you’ll get immediate access to your deposited funds
Financial Education Center
Lunchtime Dilemma: Going Out or Bringing In
Envelope Budgeting [Cash vs. Digital]
Beyond checking: OSCU credit cards open new doors
Sometimes a little extra flexibility goes a long way. Our Visa® credit card options help your money work harder.
- No annual fees, ever
- Built-in fraud monitoring
- Convenient transaction alerts for peace of mind