Checking accounts that earn you more
Get your $200 checking bonus*!
Your $200 is ready and waiting. Just open the account of your choice and we’ll give you $200* plus all the benefits of a better checking experience.
It's easy to get your $200
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Open the account of your choice by August 30, 2025. (Members under 18 years of age, businesses, and trust not eligible for bonus.)
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Within 60 days of opening, set up a recurring direct deposit of at least $500 each month.
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Have at least 4 total direct deposits within 6 months of opening your account
That's it! Your $200 will be deposited into your basic savings account within the 7th calendar month of opening your account. Every Oregon State Credit Union membership comes with a free basic savings, so you’ll get immediate access to your deposited funds.
Choose from these flexible checking options
Rewards Checking
Get rewards for using your account. Includes amazing benefits and the app finds deals and discounts for you as you shop!
Value Checking
Perfect for those looking for a simple, no-frills account with our standard checking perks. Enjoy free early direct deposit, online banking, bill pay and mobile check deposit, and more!
Platinum Checking
Open an account today for ages 55 or better. No monthly service fee. No minimum balance or direct deposit requirement, plus other perks.
Teen Checking
With Teen Checking, an account for teens ages 13-18, young members learn responsible spending habits with the guidance of a parent or guardian. No monthly fees or service charges.
All our checking accounts include these benefits
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No monthly fees when you sign up for estatements. Learn more about estatements.
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Digital banking tools including mobile deposit. Learn more about mobile deposit.
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ATM access: 30,000 Co-Op ATMs nationwide. Learn more about ATMs.
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Digital wallet for using your card in Apple, Google or Samsung wallets. Learn more about digital wallet options.
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Direct deposit into your account and get your money two days faster. Learn more about direct deposit.
* Offer valid for new checking accounts opened between June 16 and August 30, 2025. Members with existing checking accounts, members under the age of 18, businesses, and trusts do not qualify. This offer is non-transferable and cannot be combined with other promotions. To qualify for the $200 promotional offer, within 60 days of account opening set up and maintain a recurring monthly electronic direct deposit of at least $500 per month, and receive a total of at least 4 ACH deposits during the first 6 months of account opening. If all conditions are satisfied, $200 will be deposited to the member's basic savings account no later than the last day of the 7th calendar month of the account being opened. One bonus paid per member designated as primary owner of the checking account.
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