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Commercial Real Estate Loan

Flexible options that move your business forward.

Build, buy, or refinance — let’s make it happen

KEY BENEFITS

Build or buy

Flexible options

Multiple property types

Why choose an OSCU Commercial Real Estate Loan?

Your property is one of your biggest business investments. Our loan options are designed to give you flexibility, stability, and local guidance at every stage.

Flexible financing options

  • Purchase: buy a property to grow your business
  • Refinance: lower your rate, and explore cash out refinance options
  • Construction only: get the funds you need to build
  • Construction to permanent: covers both the building phase and longer-term commercial real estate loan

Property types

Owner occupied and non-owner occupied

Includes but is not limited to:

  • Retail
  • Office/Warehouse
  • Apartment buildings
  • Senior living or care facilities
  • Investment properties

Affordable and flexible terms

  • Competitive loan rates and fees
  • Local underwriting and decision making
  • Typically, terms will be up to 120 months, subject to loan amount and approval

Find a branch or ATM

Use the Find a location panel below to find a nearby branch, ATM, or one of more than 40,000 surcharge-free CO-OP ATMs nationwide.

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More ways OSCU can support your business

From everyday transactions to higher-volume needs, our Business Checking accounts give you the right tools to manage your cash flow with ease.

Learn more about business checking