Become a Member
At Oregon State Credit Union
Skip the big-bank vibe. Join Oregon State Credit Union and get banking that’s built on values — and built for you.
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Create the future you deserve
Ready to level up your banking? Joining a credit union isn’t just smart — it’s empowering. Plus, you’ll score lower fees, better rates, and higher returns because we’re not-for-profit — our earnings go back to you.
Your money works locally, fueling community projects, financial education in schools, and supporting small businesses in your communities, while you get personalized service that actually cares. And with financial tools and education at your fingertips, you’ll have everything you need to crush your goals. This is banking with purpose — built for you and your community.
Manage your account stress-free
- Free online account access including apps for personal and business needs
- Money management tools
- Digital wallet and Mobile Check Deposit capabilities
- Branches in 13 Oregon communities
- Nearly 30,000 surcharge-free ATMs across the country
Join a members-first collective
- Over 70 years of serving our members
- Supporting local communities through grants, scholarships, and event sponsorships
- Strengthen local businesses and growth
- Enjoy personalized service that puts people over profit
- Our core values
Who can join
At Oregon State Credit Union, your money works harder for you and your family. You’re eligible to join if you live or work in one of these eligible counties:
- Oregon counties: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler, and Yamhill.
- Washington counties: Skamania and Clark County.
You stay a member for life, even if you move. We reinvest earnings in you, not shareholders, bringing better financial benefits and access.
Family can join, too
Your immediate family can become members as well, including:
- Grandparents
- Parents
- Spouses
- Siblings
Most extended family are also eligible to join, including stepchildren, grandchildren, half-brothers, half-sisters, aunts, uncles, and domestic partners of members.
What you’ll need
- An opening deposit of $5
- A government-issued ID, like a driver’s license or passport
- Your Social Security Number (SSN) or Tax Identification Number (TIN)
Get started today
Ready to join? Opening online is quick and easy. With just a $5 deposit and a few personal details, you can become a member-owner and start enjoying the benefits of values-driven banking built around you, your goals, and your community.