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Everyday credit with plenty of perks

With low rates and 1% cash back, our Visa® Rewards Credit Card adds value to your daily spending.

It’s personal, it’s collective, and it’s all connected.

KEY BENEFITS

1% cash back

No annual fee

Digital wallet ready

Why choose an OSCU Visa® Rewards credit card?

The Visa® Rewards credit card is designed to bring you more than points. It’s about real value, everyday ease, and peace of mind.

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  • No annual fee
  • No balance transfer, cash advance, or penalty fees
  • 1% cash back on purchases

Easy to Apply

  • Digital wallet ready — add to Apple or Samsung Pay
  • Cash advances worldwide

Built-In Protection

  • Free auto rental collision damage waiver
  • Zero fraud liability
  • Emergency card replacement and disbursement

Travel & Support Services

  • Roadside dispatch service
  • Cardholder inquiry service
  • Visa offers & perks

Visa® Rewards Credit Card Details: Your Card, Explained

Get your Visa® Rewards Credit Card today

Apply for a Visa® Rewards Credit Card

Financial Education Center

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Build Your Financial Confidence

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LATEST UPDATES & OFFERS

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Borrow Offer

Home Equity Loan special offer. Limited-time rates as low as 6.49% APR*

Learn more about this Home Equity Loan offer
Spend Offer

Open a checking account and get a $300 bonus.

Learn more about this $300 checking bonus offer
Save Offer

EARN UP TO 3.25% APY WHEN YOU OPEN AN ONLINE CERTIFICATE

Learn more about Online Certificates
Save Offer

Open a High-Yield Savings account with rates as high as 5.00% APY*

Learn more about HYSA

Beyond credit: Better banking at OSCU

Checking that keeps you grounded, with a $300 bonus when you join.