Text banking for mobile account access
Mobile banking is great, but what if you don’t have a smart phone, or you just need a fast answer not a comprehensive banking experience? That’s where text banking is a great solution.
Use text banking to access your account information by sending and receiving text messages, quickly, easily and securely with your mobile device. Check balances, review transactions and do transactions based on preferences and settings you manage inside online banking. It’s a safe, easy way to skip a trip to the branch.
Benefits and features
You can use text banking to:
- Check your balances
- View your last five transactions
- Transfer money from one Oregon State Credit Union account to another
- Access account information 365 days a year, 24 hours a day
- To send quick and secure commands while you’re on the move to give yourself immediate access and control of your finances
Text banking is free to use* and it’s easy to get started.
If you’re not already enrolled in online banking, you’ll have to do that first, then sign up for text banking. To check your balances or transfer money, just send one of the text commands below to 454545. It’s that easy!
Use easy, helpful text commands*
| Command | Account information you’ll receive |
|---|---|
| BAL | Primary account balance |
| BAL ALL | All account balances |
| BAL CHK | Checking account balances |
| BAL SAV | Saving account balances |
| LAST | Last 5 transactions |
| TRANS $$$ | Transfer specified amount (e.g. TRANS 100) to primary account |
| STOP | Deactivate service |
| HELP | Help on keywords |
*While Oregon State Credit Union does not charge for text banking, your wireless provider may apply minutes or text messaging rates, and/or require you to subscribe to a data plan. For more information, please consult your wireless provider.
Enroll in online banking today
Click here to enroll in online banking After you’re enrolled, sign into online banking here or at the top of any page, then set up and edit your online service options.

