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If you have little to no savings, you’ll want to start saving for emergencies. If you have emergency savings, you may want to start saving for a home, retirement, or education. There’s ALWAYS something to save for, but if you aren’t naturally “good” at savings, the idea of saving money can be daunting. It could feel like a burden. Or like you’re giving up something concrete for something more elusive. The truth is that we can ALL be great at savings! You have to start small, think big, and create a reasonable plan and recognize where you are in your journey. In fact, we’ve learned that there are SEVEN key phases or steps to starting your savings journey and being successful.

couple planning finances together America Saves Week

Every great story begins with a strong foundation, and your financial story is no different. Whether you’re saving for your first home, building an emergency fund, or simply trying to stress less about money, the habits you create today will support the chapters that follow.

women in the Pacific Northwest working hard to make the world a better place

Women’s History Month often looks backward at legacy. But across Oregon and Southwest Washington, women are shaping the future of their communities right now.

Special recognition: Oregon State Credit Union would like thank our members and Congressman Kurt Schrader (D-OR) for joining 20 other members of Congress who shared their thoughts and concerns on the proposed IRS reporting mandate.10/28/21 4:00 PM update Congressional leaders on Thursday outlined a new reconciliation package for the President’s FY 2022 budget. The updated … Read more

Results from past Shred Days Thanks to our members and communities for taking advantage of Oregon State Credit Union shred day events. The results of everybody’s contributions are listed below. You can see it really adds up. Want to reduce your shredding? If you’re an Oregon State Credit Union member, sign up for paperless electronic … Read more

What should you shred? Depending on how many papers you want to shred, you may need to set aside time to sort out the papers you need to shred from the papers you need to keep. To begin, sort paperwork into three piles: 1. Keep: Taxes less than seven years old, pay stubs (one year), … Read more

How long should you keep important documents How long do you need to keep your tax forms, bills, credit union statements and other important documents? Each document is different, and you don’t want to discard something before its time. The information below will help you sort what you should save – and for how long … Read more

Seven secrets about Shred Day Maybe they’re not really secrets – more like commonly asked questions and insider tips. Who doesn’t like insider tips? Here goes: Your time is valuable, and you don’t need to spend it sitting in line. When the Shred event opens at 10 a.m., the line can extend for a quarter … Read more

Paper shredding helps the environment and us Shredding paper can be beneficial in many ways. From reducing harmful emissions to protecting yourself from ID theft, here are a few reasons to shred your paper. Paper shredding helps the environment The U.S. Environmental Protection Agency (EPA) says Americans consume on average more than 700 pounds of … Read more