Everyday credit with plenty of perks
With low rates and 1% cash back, our Visa® Rewards Credit Card adds value to your daily spending.
It’s personal, it’s collective, and it’s all connected.
KEY BENEFITS
1% cash back
No annual fee
Digital wallet ready
Why choose an OSCU Visa® Rewards credit card?
The Visa® Rewards credit card is designed to bring you more than points. It’s about real value, everyday ease, and peace of mind.
Save More
- No annual fee
- No balance transfer, cash advance, or penalty fees
- 1% cash back on purchases
Easy to Apply
- Digital wallet ready — add to Apple or Samsung Pay
- Cash advances worldwide
Built-In Protection
- Free auto rental collision damage waiver
- Zero fraud liability
- Emergency card replacement and disbursement
Travel & Support Services
- Roadside dispatch service
- Cardholder inquiry service
- Visa offers & perks
Visa® Rewards Credit Card Details: Your Card, Explained
Call Oregon State Credit Union at 800-955-5998.
Cash-back value can be saved for four years. Expired cash-back will be removed annually on September 30. Each time you redeem cash-back, the oldest cash-back is used first. You will see a credit in your savings or checking account within two business days after the redemption date. No cancellations or refunds available.
Contact us for help with your lost or stolen cards:
Call 541-714-4000
Visa® card protection: card control (preferences, card on/off, real-time alerts) and card management (lost or stolen, replacements).
Financial Education Center

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Understanding Tax-Advantaged Retirement Savings
LATEST UPDATES & OFFERS
Beyond credit: Better banking at OSCU
Checking that keeps you grounded, with a $300 bonus when you join.