Investor's Money Market and Money Market accounts
Transfer money from your higher-balance savings accounts to an Investor’s Money Market or Money Market account. Money Market accounts earn a higher rate but you can still access your funds.
Call 800-732-0173 or visit a branch
Investor’s Money Market up to 2.25% APY
All the benefits of a Money Market account plus:
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Tiered dividend rates — earn more for larger deposits.
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$10,000 required to open account
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Service fee waived when you maintain a $10,000 minimum balance
Money Market up to 1.15% APY
Enjoy the benefits of a Money Market account:
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Save with a higher dividend rate.
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Dividends calculated daily, compounded and paid monthly
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No minimum balance required to earn interest on daily balance
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Service fee waived when you maintain a $1,000 minimum balance
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No monthly withdrawal or deposit limits
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Balance used to calculate Member Merits
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Access funds using online banking, mobile banking, ATMs or PAT (Phone Access Teller)
Call 800-732-0173 or visit a branch
Money Market accounts disclosures, rates and fees
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Money Market | $0.00 | 1.14% | 1.15% |
| Investor's Money Market | $10,000.00 | See chart below | See chart below |
Minimum balance to open a Money Market account is $5.00. Minimum balance to open an Investor's Money Market account is $10,000.00. | |||
| * Minimum balance that must be maintained each day to earn dividends. | |||
Call 800-732-0173 or visit a branch
| For account balances of | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|
| 0 -$9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 1.39% | 1.40% |
| $25,000 - $49,999 | 1.64% | 1.65% |
| $50,000 - $99,999 | 1.84% | 1.86% |
| $100,000 and more | 2.23% | 2.25% |
Call 800-732-0173 or visit a branch
| Account | Essential | Enhanced | Premier |
|---|---|---|---|
| Premier, Enhanced and Essential are categories of the Member Merits program, a program that rewards members based on the member’s relationship with the credit union. Enhanced and Premier Member Merits categories enjoy reduced rates on consumer loans, increased rates on certificate account types and a reduction in account fees. See the Member Merits reward program page for details. | |||
| Money Market | |||
Balances of $1,000 of more |
$0.00 | $0.00 | $0.00 |
Balances of less than $1,000 |
$15.00 | $10.00 | $5.00 |
| Investor's Money Market | |||
Balances of $10,000 or more |
$0.00 | $0.00 | $0.00 |
Balances less than $10,000 |
$20.00 | $15.00 | $5.00 |
Early closure fee (accounts held less than 90 days) |
$55.00 | $55.00 | $55.00 |
| Overdraft Paid (Courtesy Payment) | |||
| $10.00 or less | No fee | No fee | No fee |
| $10.01 or greater | $10 per presentment** | $10 per presentment** | $10 per presentment** |
| Returned Item fee (non-sufficient funds) | |||
| $10.00 or less | No fee | No fee | No fee |
| $10.01 or greater | $3.00 per presentment*** | $3.00 per presentment*** | $3.00 per presentment*** |
** Overdraft Paid fees are limited to a daily maximum of 5 overdraft fees per day per account. *** Returned Item fees are limited to one per day per account. We may charge a fee each time an item is submitted or resubmitted for payment. Therefore, you may be assessed more than one Returned Item fee as a result of a returned item or resubmission(s) of the returned item. | |||