Money Market Special Offer
Grow your funds faster with rates as high as 3.00% APY when you bring over $10,000 or more in qualifying funds from another financial institution.
MOVE YOUR SAVINGS TO OSCU FOR A PREMIUM EARNING OPPORTUNITY
KEY BENEFITS
Premium Promotional Rates
Flexible access
No maturity date
Designed for large balances
Why choose the Money Market Special Offer?
If you have savings at another financial institution, now may be a great time to bring more of those funds to Oregon State Credit Union. With a premium promotional rate for 12 months and ongoing access to your money, you can put more of your savings to work without locking it away.
Premium earnings for your savings
- Special 12-month introductory rates with no cap on earnings
- Higher balances can earn even higher rates
- Dividends are calculated daily and paid monthly
- No monthly maintenance fees
Flexible access
- Access your funds when needed, anytime
- No certificate maturity date to manage
- Ideal for cash reserves, upcoming expenses, or funds you’re not ready to invest long-term
Bring more of your savings to OSCU
- $10,000 in new money (funds not on deposit at OSCU) required to open
- Designed for members with larger savings looking for premium earnings
- Enjoy a competitive promotional rate while keeping your funds accessible
Peace of mind
- Earn a competitive return of up to 3.00% APY without stock market volatility
- Keep funds available while pursuing your savings goals
- Federally insured by the National Credit Union Administration (NCUA) Share Insurance Fund up to applicable limits
Money Market Special Offer account details
Effective date
Monday, October 5, 2026
| For account balances of | Dividend Rate | Annual Percentage Yield (APY)* |
|---|---|---|
| $10,000 – $249,999 | 1.98% | 2.00% |
| $250,000 – $999,999 | 2.47% | 2.50% |
| $1,000,000 and above | 2.96% | 3.00% |
*APY is accurate as of September 28, 2026, and is subject to change without notice. Offer available only to members who receive a direct invitation from Oregon State Credit Union. A minimum deposit of $10,000 in qualifying new money is required to open the account. New money is defined as funds that have not been on deposit with Oregon State Credit Union at any time during the promotion period, unless deposited in the 30 days prior to opening. New money must originate from another financial institution or source and cannot be transferred from an existing Oregon State Credit Union account. At the end of the promotional period, the account will automatically convert to the applicable standard Money Market account and earn the then-current variable APY, which may change at any time. Fees may reduce earnings. Membership and account eligibility requirements apply. The account must remain open and in good standing. Members who currently maintain a Money Market, Investor’s Money Market, Business Money Market, or Business Investor’s Money Market account with Oregon State Credit Union are not eligible. Oregon State Credit Union reserves the right to modify, suspend, or terminate this offer at any time. | ||
Money Market Special Offer savings account rates
$10,000 – $249,999
$250,000 – $999,999
$1,000,000 and above
*APY is accurate as of September 28, 2026, and is subject to change without notice. Offer available only to members who receive a direct invitation from Oregon State Credit Union. A minimum deposit of $10,000 in qualifying new money is required to open the account. New money is defined as funds that have not been on deposit with Oregon State Credit Union at any time during the promotion period, unless deposited in the 30 days prior to opening. New money must originate from another financial institution or source and cannot be transferred from an existing Oregon State Credit Union account. At the end of the promotional period, the account will automatically convert to the applicable standard Money Market account and earn the then-current variable APY, which may change at any time. Fees may reduce earnings. Membership and account eligibility requirements apply. The account must remain open and in good standing. Members who currently maintain a Money Market, Investor’s Money Market, Business Money Market, or Business Investor’s Money Market account with Oregon State Credit Union are not eligible. Oregon State Credit Union reserves the right to modify, suspend, or terminate this offer at any time.
New money is money not currently on deposit with Oregon State Credit Union and transferred from another financial institution.
Yes. Unlike a certificate, your funds remain accessible while earning the promotional rate.
The promotional APY is available for 12 months from the date the account is opened.
No. This account does not have a maturity date. After the promotional period, the account automatically converts to the applicable Money Market account type.
At the end of the promotional period:
- Balances below the Investor’s Money Market minimum balance requirement will convert to a standard Money Market account
- Balances meeting the Investor’s Money Market minimum balance requirement will convert to an Investor’s Money Market account
- The account will then earn the applicable standard Money Market rate in effect at that time
Savings Growth Calculator*
Different factors can impact the growth of your savings over time such as the frequency of deposits and the rate of compounding. Use this calculator to determine the future value of your recurring savings and any existing balance you might have accumulated.
*Interactive calculators are made available as self-help tools for your independent use and are not intended to provide financial advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance matters.
Financial Education Center
Certificate account, Money Market or savings account?
