Upgrade to the checking account that rewards you for using it

An Oregon State Credit Union Rewards Checking account combines the checking services you need with the rewards and benefits you want. Powered by BaZing. See disclosures, rates and fees.

Members: open your account today

Not a member? Start here

Rewards Checking benefits

  • See this video about the Rewards Checking mobile app.

  • Discounts on dining and travel*. Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • Cell phone protection1,2. Pay your cell phone bill with your Rewards Checking account. We’ll pay to have your phone repaired or replaced if it is broken or stolen, up to $400 per claim (maximum of $800 per year).

  • 24/7 roadside assistance. Free; covers up to $80 in covered service charges.

  • ID theft aid1,2. Payment Card Fraud Resolution: If any of your credit cards are lost or stolen, you have a personal fraud specialist ready to assist you. Personal Identity Theft Benefit: Receive $2,500 reimbursement for covered expenses you incur to restore your identity. Identity Restoration: Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

  • Discounts on prescriptions, eye exams and eyewear*.

  • Discounts on fuel4. Earn 10¢/ gal for up to 20 gallons each month with just 15 debit card swipes.

  • Billshark3. Let experts negotiate your bills.

  • $10,000 travel accidental death coverage2. You’re covered should the unexpected happen.

  • Plus, with every account: Free Visa® debit card, free online bill pay and estatements, free mobile banking including mobile check deposit, and Early Direct Deposit.

Rewards Checking account FAQs

Account activation:

  • Are all features active once a Rewards checking membership is activated? With the exception of Cell Phone Protection, you’re eligible for all Rewards Checking features as soon as your checking account is open, and your account is activated. Eligibility for Cell Phone Protection begins the first day of the calendar month after your cell phone bill is paid from your Rewards Checking account.

Deals, discounts:

  • Where do I go to save money? You can find all of your deals and discounts at BaZing.com or in your mobile app. How do I get the actual discount? Details on how to use each discount are shown on each offer. You can print coupons and the health savings card at BaZing.com or display digital versions right from the mobile app.

Health savings:

  • Where is the nearest pharmacy that provides discounts? You can either search for pharmacies through the mobile app or visit BaZing.com.

ID theft aid:

  • Who do I call if my purse or wallet (that contains my credit cards) gets stolen? Just call BaZing Customer Service at 855-UBAZING (855.822-9464). A BaZing representative will connect you with a fraud specialist who will be able to assist you. As a reminder, you’ll still need to contact your financial institution regarding any checking accounts and debit cards you might have.

Get all these benefits for only $7 a month

Upgrade to a Rewards Checking account today, powered by BaZing.

Members: open your account today

Not a member? Start here

After you open a Rewards Checking account with Oregon State Credit Union, download the Rewards Checking app at the iPhone app store or get the Android app at Google Play.

* Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

1. Subject to the terms and conditions detailed in the Guide to Benefits.


3. Billshark requires additional activation to begin.

4. You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is deemed as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

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