Upgrade to the checking account that rewards you for using it

An Oregon State Credit Union Rewards Checking account combines the checking services you need with the rewards and benefits you want. Powered by BaZing. See disclosures, rates and fees.

Rewards and benefits

  • Discounts on dining and travel*. Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

  • Cell phone protection1,2. Pay your cell phone bill with your Rewards Checking account. We’ll pay to have your phone repaired or replaced if it is broken or stolen, up to $400 per claim (maximum of $800 per year).

  • 24/7 roadside assistance. Free; covers up to $80 in covered service charges.

  • ID theft aid1,2. Payment Card Fraud Resolution: If any of your credit cards are lost or stolen, you have a personal fraud specialist ready to assist you. Personal Identity Theft Benefit: Receive $2,500 reimbursement for covered expenses you incur to restore your identity. Identity Restoration: Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

  • Discounts on prescriptions, eye exams and eyewear*.

  • Discounts on fuel4. Earn 10¢/ gal for up to 20 gallons each month with just 15 debit card swipes.

  • Billshark3. Let experts negotiate your bills.

  • $10,000 travel accidental death coverage2. You’re covered should the unexpected happen.

Plus, with every account

Free Visa® debit card, free online bill pay and estatements, free mobile banking including mobile check deposit, and early direct deposit.

Get all these benefits for only $7 a month

Upgrade to a Rewards Checking account today, powered by BaZing. After you sign up for Rewards Checking with Oregon State Credit Union, download the Rewards Checking app.


* Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

1. Subject to the terms and conditions detailed in the Guide to Benefits.

2. Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.

3. Billshark requires additional activation to begin.

4. You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is deemed as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

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