HOME EQUITY LOAN
A Home Equity Loan gives you a lump-sum loan at a fixed rate, often with tax advantages*.
TAP INTO THE VALUE OF YOUR HOME
KEY BENEFITS
Lower fees
Predictable payments
Flexible borrowing
Potential tax advantages*
Why choose a Home Equity Loan from OSCU?
A Home Equity Loan gives you affordable financing for planned or unexpected expenses.
Lower costs
- Get fixed rates lower than many other types of credit
- Save thousands with low fees
- Possible tax advantages* as your interest paid may be deductible
* Consult your tax advisor.
Predictable payments
- Receive your loan in a lump sum
- Enjoy steady monthly payments with 10- or 15-year terms
Borrow more
- Borrow up to $400,000, depending on your home’s equity
- Access up to 90% of available equity (qualifications apply)
Flexible spending
Use funds for any purpose — home projects, debt consolidation, tuition, travel, medical bills, and more.
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Put down roots with OSCU home financing options
Buying or building? Explore our mortgage loan options and find the right fit for your next chapter.