Open your Senior Platinum Checking

With Senior Platinum Checking, members age 55 and older enjoy Free Checking benefits plus extra perks.

Open a Senior Platinum Checking account online

  • See disclosures, rates and fees.

  • Easy online opening.

  • Free: online banking, bill pay, estatements and mobile check deposit.

  • No monthly service fee. No minimum balance or direct deposit requirement.

  • Free: unlimited check writing, Visa debit card issued instantly, Oregon State Credit Union ATM use, Phone Access Teller

Additional benefits of Senior Platinum Checking

  • Free notary services

  • Unlimited free standard Oregon State Credit Union checks

  • 10 percent discount on safe deposit box fees

  • Dividends are earned when a $1,000 average daily balance is maintained

Open a Senior Platinum Checking account online

Senior Platinum Checking account FAQs

  • Q: How do I open a Senior Platinum Checking account?

  • Q: Does a Senior Platinum Checking account earn interest?

    • A: Yes, interest is paid when a $1,000 minimum balance is maintained.

  • Q: How much money is required to open a Senior Platinum Checking account?

    • A: If you’re already a member of Oregon State Credit Union: You’ll need a one-time minimum deposit of $25 to open a Senior Platinum Checking account. After your account is open, there is no minimum balance requirement and no monthly account service fee.

    • A: If you are not yet a member of Oregon State Credit Union you’ll need three things:

      • a one-time minimum deposit of $25 to open your Senior Platinum Checking account

      • a one-time $10 membership fee to join Oregon State Credit Union

      • a Basic Savings account with a minimum deposit of $5. All members must open a Basic Savings account and maintain a $5 minimum balance. See the table below for details or learn more about how to join Oregon State Credit Union here.

Money required to open Senior Platinum Checking
To open

Current member

Non-member
One-time minimum deposit to Senior Platinum Checking account $25 $25
One-time membership fee $0 $10
Basic savings account deposit $0 $5
Total money required $25 $40
  • Q: Are there fees to use ATMs?

    • A: At ATMs owned by Oregon State Credit Union, transactions are free and unlimited. Plus, our members can access their accounts at more than 30,000 ATMs nationwide through the CO-OP network.

    • A: At CO-OP network ATMs not owned by Oregons State Credit Union, members get six transactions per month free of charge. For seven or more transactions per month, members may be charged a $1.50 fee per transaction depending on their Member Merits category.

  • Q: Is there an age requirement to open a Senior Platinum Checking account?

    • A: Platinum Checking is for members age 55 and older. The account offers all the features of Free Checking plus extra benefits.

 

Open a Senior Platinum Checking account online

Go to main navigation