Jumbo Home Loan
A Jumbo Loan helps you finance a higher-priced home with flexible options and local guidance.
Dream bigger with a Jumbo Home Loan
KEY BENEFITS
Flexible financing
Low fees
Local service
Why choose an OSCU Jumbo Home Loan?
Home prices are on the rise, and we’re here to help make your next purchase manageable and affordable. If your home loan will be for an amount higher than the conventional conforming thresholds set by Fannie Mae and Freddie Mac ($806,500 or more), a Jumbo Loan may be the perfect option for you.
Lower costs
- Save thousands with low fees and closing costs
- Premier Members receive $500 off lender fees*
Terms and rates you'll love
- Loan amounts above the conventional conforming limits of $806,500 or more
- Low rates and fixed terms mean predictable monthly payments
- Choose the term that meets your needs –– 15 or 30 years
- Add our rate relock feature — if market rates drop in the future, yours can too!
Local service
- Our local team is passionate about helping you every step of the way
- We help empower you to make homeownership happen by sharing tips on how to get there faster
- Lifetime servicing — unlike many lenders, we’ll be at your service for the life of your mortgage, so you can count on us for the long haul
Check our 30- and 15-year rates
* The $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.
Financial Education Center
LATEST UPDATES & OFFERS
More ways to finance your home goals
Already a homeowner? Explore refinancing options or learn how to put your home equity to work.
