Explore home loans at Oregon State Credit Union
Oregon State Credit Union can help you get the home you've always wanted with great member mortgage rates as low as 7.08% APR, low fees, member-only offers and incentives, and personalized service from our dedicated loan officers.
Check today's home loan interest rates
Many affordable mortgage options
Home equity
- Choose a home equity line of credit or home equity loan to fund a variety of needs.
Purchase
- Fixed-rate home loan; buy land with our land loan for lot or bare land or build with our home construction loan. Plus, First-time Homebuyer loans offer assistance and discount perks, and jumbo loans are ideal for those unique home-buying opportunities.
Refinance
Talk with our home loan officers
From mortgage selection and signing to move-in day, Connie Hartrum, Daniel Echeverri or Jaimy Herbert give you personal, expert assistance and advice and guide you through the home buying process.
Member offer: $500 reduction off lender fees
Our $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.
Mortgage calculator - Oregon State Credit Union
The loan amount, the interest rate, and the term of the mortgage can effect on the total amount you will eventually pay for a property. Mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.
Home loan rate and fee advantages are a credit union difference
Members of Oregon State Credit Union benefit from profits on home loans because earnings generated go back to members in the form of competitive rates and fees. Why? Because we don't have stockholders who benefit from profits made on home loans, we have members.
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