Online banking for businesses and cash management services

Online banking for businesses is an essential tool in managing business finances. Oregon State Credit Union offers a full suite of products to help our members gain efficiency while maintaining security.

  • Basic online banking is free for our business members to use.

  • Business online banking offers enhanced features starting at a low monthly fee of $5. Businesses who need multi-account access, internal financial controls, ACH, Positive Pay, Desktop RDC, or wire services may benefit from business online banking.

    • Sign up for business online banking: call 541-714-4000 or Visit a branch

Choose the online banking option that’s right for you

Service Basic online banking

Business online banking

 Monthly fee
Monthly service fee Free $5  
Mobile banking Yes Yes  
Mobile Remote Deposit
Capture (RDC)		 Yes Yes  
Bill pay Yes Yes  
Same account transfers Yes Yes  
Cross account transfers Yes Yes  
Multi business account access using a single login   Yes  
Token verification   Yes  
Adding an authorized user with custom entitlements
(authority levels)		 Yes Yes**  
ACH origination services   Yes *$20 per month. Per transaction: 10 cents per item; $5 per returned item.
Check Positive Pay   Yes *$20 per month
Desktop Remote Deposit Capture (RDC)   Yes *$20 per month
Wire origination services   Yes *$20 per month. Per transaction: $10 domestic; $25 international
View account balances and history Yes Yes  
View check images Yes Yes  
Receive alerts and
access estatements		 Yes Yes  
Pay It Now (P2P & A2A) Yes    
Text banking Yes    

 

* If a member has multiple accounts linked under one login, it is only one fee per primary business login.

**Enhanced with additional capabilities.

Business online banking and cash management services

Simplify banking for multiple businesses

  • Manage multiple business accounts with separate tax identification numbers (TINs), all under one login.

  • Transfer funds between business accounts.

  • Create account access for employees, managers, bookkeepers and others with customized authority levels, including multi-level approval options.

Manage cash

Contact Oregon State Credit Union today to apply for your cash management options, including:

  • Originate ACH debits or credits

  • Deposit checks remotely

    • Use desktop check deposit with a check scanner from the convenience of your business.

    • Use the mobile app when you're on the go.

  • Wires — domestic and international

    • Save money if you do two or more domestic wires each month, or one or more international wires every month.

    • Save time: go online instead of to a branch to send a wire.

Enhance security, reduce fraud risk

  • Use the positive pay feature to upload lists of transaction items that you approve to clear your account.

  • Set dual business administrator approvals for transactions.

  • Have passcodes sent to mobile devices for extra login authentication.

  • Get triggered text or email account alerts.

Who can benefit?

Consider business online banking if you regularly perform any of the following activities:

  • Manage multiple businesses or memberships online.

  • Deposit a large number of checks or are not near a branch.

  • Collect dues and/or offer employees direct deposit for payroll.

  • Would like bookkeeper, CPA, office manager or other designated individuals to access account information.

  • Looking for enhanced online transaction security features.

  • Would like extra protection against fraudulent items clearing your account.

  • Planning to send wires on a frequent basis or to repeat vendors.

Not sure? Contact us for more details.

Sign up for business online banking

We're ready to help! Contact us and we'll ask a few questions so we can learn more about your needs. Cash management services require an application and are subject to approval. Our Business Services team will help get you set and ready to go.

 

 

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