Savings accounts at Oregon State Credit Union

Meet your short- and long-term saving goals with saving accounts designed for any stage of life. Learn more about savings account rates and fees.

• Basic Savings accounts are interest-bearing accounts and can be used as overdraft protection. No monthly service fee when you maintain a $250 balance or have at least one other account type with us.

  • Youth accounts:

    1. Scottie Savers accounts for kids 12 and younger: Encourage children to set savings goals and teach the benefits of making regular deposits. Special gifts, Scottie rewards and fun activities! 

    2. Teen accounts for teens 13-18: Teach youth how a checking account works and how to spend wisely. Exclusive scholarship: teen members can apply for a $2,500 Tomorrow's Leaders Today scholarship to attend an Oregon college or university.

• First-time Homebuyer Savings account: Help homeownership be more affordable with this saving account offering state tax deduction for qualified savers.

• Health Savings Account (HSA): Build savings, pay for medical expenses, gain tax-deductible advantages.

All deposits federally insured

All deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. The NCUA is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is a federal insurance fund backed by the full faith and credit of the U.S. Government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. If you have more than $250,000 on deposit at Oregon State Credit Union, ask us how you can maximize your coverage.