Savings accounts in step with your needs
Meet your short- and long-term saving goals with these federally insured deposit accounts designed for every stage of your life. Learn more about savings account rates and fees.
Higher interest
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Special offer Certificate account at 7.00% APY.
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Everyday Certificate savings help grow savings fast with a set interest rate for a fixed time period.
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Money Market savings earn more interest than Basic Savings but you still access your funds.
- Investor's Money Market saving: ideal for higher-balance saving while having access to your money.
The basics
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Basic Savings accounts earn interest and can be used as overdraft protection.
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Youth savings
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Scottie Savers accounts for kids 12 and younger. Teach the benefits of saving.
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Teen accounts for teens 13-18: Includes a checking account and scholarship opportunity.
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Special goals
First-time Homebuyer Savings account: Help make homeownership more affordable with this saving account offering state tax deduction for qualified savers.
Health Savings Account (HSA): Build savings, pay for medical expenses, gain tax-deductible advantages.
All deposits federally insured
All deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. The NCUA is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF is a federal insurance fund backed by the full faith and credit of the U.S. Government. Not one penny of insured savings has ever been lost by a member of a federally insured credit union. If you have more than $250,000 on deposit at Oregon State Credit Union, ask us how you can maximize your coverage.
Save today with competitive rates and fees.
Get details: A tax deduction for saving towards the purchase of a first home.
Pay for health expenses, build future savings.
For kids ages 12 and younger.
For members ages 13-18 who are not enrolled in college