Home loans at Oregon State Credit Union

Oregon State Credit Union offers a variety of home purchase, refinance and home equity options, with long term mortgage rates as low as 6.57% APR.

Apply for a home loan


Check today's home loan interest rates

 


Affordable, flexible mortgage options

Purchase

Refinance

Home equity


Talk with our home loan officers

From mortgage selection and signing to move-in day, Connie Hartrum, Daniel Echeverri or Jaimy Herbert give you personal, expert assistance and advice and guide you through the home buying process.


Member offer: $500 reduction off lender fees

Our $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership. 


Homeowner seminars

Check here for details about future seminars.

Mortgage calculator - Oregon State Credit Union

The loan amount, the interest rate, and the term of the mortgage can effect on the total amount you will eventually pay for a property. Mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.

Mortgage Loan Information

Please enter a loan amount.

Property Information

Please enter a sale price of the property, which must be greater than the loan amount to calculate tax, insurance, and PMI.


Home loan rate and fee advantages are a credit union difference

Members of Oregon State Credit Union benefit from profits on home loans because earnings generated go back to members in the form of competitive rates and fees. Why? Because we don't have stockholders who benefit from profits made on home loans, we have members.


Start your home loan today

Apply for a home loan


1 Non-traditional loans including First Time Homebuyer, Construction, and Land Loans, which have origination fees, are excluded. Up-front cost reductions are estimated based on local market conditions. Not having a 1% origination fee on a $200,000 loan would reduce the up-front costs by $2,000. Not having a 1% origination fee on a $400,000 loan would reduce the up-front costs by $4,000.

2 Our $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.

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