Home loans at Oregon State Credit Union
Your homeownership time is now with Oregon State Credit Union home mortgage loans and rates as low as 6.54% APR*. Save thousands with low fees. Down payments are as low as 3% and down payment assistance is available.
Check today's mortgage interest rates
Bring home savings
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Our 30-year fixed rate mortgage loan may save you $4,750 or more in closing costs1.
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Save an additional $500 as a Premier member.
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Don't miss this special home loan rate drop offer: buy a home now and if our rates drop later, you'll have the option to get a lower rate.
Talk with our home loan officers
From mortgage selection and signing to move-in day, Connie Hartrum, Daniel Echeverri or Jaimy Herbert give you personal, expert assistance and advice and guide you through the home buying process.
Sign up for home loan rates watch
Check rates you're interested in, review the results and sign up to receive email notifications when rates change.
Homeowner seminars
Mortgage calculator - Oregon State Credit Union
The loan amount, the interest rate, and the term of the mortgage can effect on the total amount you will eventually pay for a property. Mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI). Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.
Home loan rate and fee advantages are a credit union difference
Members of Oregon State Credit Union benefit from profits on home loans because earnings generated go back to members in the form of competitive rates and fees. Why? Because we don't have stockholders who benefit from profits made on home loans, we have members.
Start your home loan today
Apply for a home loan
1 Savings based on a comparison of a $550,000 mortgage loan with a 1% origination fee compared to the same loan with an Essential Oregon State Credit Union membership and standard $750 underwriting and lender fees.
* Rates subject to change.
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