Home loans

Today's Mortgage Rates

APR = Annual Percentage Rate

Apply Now

You could be approved
for a mortgage in minutes!

Whether you’re looking to purchase a home, refinance your existing home or apply for a Home Equity Line of Credit or loan, we have the home buying loan products you need at the great rates you want.

We offer loans to help you:

  • Buy a home
  • Finance new construction
  • Refinance your current home loan
  • Use the equity in your home

Buying your first home? We have great first-time homebuyer loans to help you realize your dream of home ownership.

Lock in Oregon State Credit Union’s best rates for your dream home.

Meet your mortgage loan officers

Fixed-rate home loan

A predictable monthly payment and protection from rising interests rates for the life of the loan

Learn more >
Learn more
Adjustable-rate home loan

A flexible option where monthly payments can move up and down with fluctuating interest rates

Learn more >
Learn more
Jumbo Home Loan

An option for a home loan amount higher than conforming thresholds

Learn more >
Learn more
Land Loan

A great option if you're buying land to build a primary residence

Learn more >
Learn more
Home Equity Line of Credit

Use the equity in your home to pay for a variety of expenses, fund a vacation and more

Learn more >
Learn more
First-time Homebuyer Loan

A great loan option for purchasing your first home

Learn more >
Learn more
Go to main navigation