Save more with our top Certificate account interest rates
Visit a branch today and open a Certificate account with our best rates as of March 21, 2023. Flexible terms from 6 months to 5 years. Visit a branch | Open a Certificate account
|Term||Balances of $500 - $24,999||Balances of $25,000 - $99,999||Balances of $100,000 and more|
|Annual Percentage Yield (APY)||1.70%||1.85%||2.00%|
|Annual Percentage Yield (APY)||2.40%||2.55%||2.70%|
|Annual Percentage Yield (APY)||2.70%||2.85%||3.00%|
|Annual Percentage Yield (APY)||2.30%||2.45%||2.60%|
|Annual Percentage Yield (APY)||1.90%||2.05%||2.20%|
|Annual Percentage Yield (APY)||1.80%||1.95%||2.10%|
APY offer is good as of the effective date shown above the table. APY is accurate as of the last dividend date. Fees may reduce earnings on this account. See the early withdrawal penalty disclosure below.
†The dividend rates shown above incorporate a 0.25% rate increase above the standard Certificate dividend rates.
Each account holder agrees to the terms set forth on the Certificate Account Rates above and the Certificate Account Disclosure below and acknowledges they and the Truth in Savings Disclosure are part of the Membership and Account Agreement.
Certificate Account Disclosure
The par value of a Regular Share in the Credit Union is $5.00.
Members will receive a maturity notice shortly before the Certificate matures. The Certificate can automatically be renewed at the dividend rate in effect on the renewal date. Members will receive notices electronically when you register for estatements.
Lock in Certificate account savings with these options
Grow your savings and have access to your funds.
Low-opening amount — just $500
Fixed-rate saving helps you build toward financial goals.
Tiered interest rate, compounded daily and paid monthly.
Optional $250 opening amount for a Scottie or Teen certificates
Certificate account interest rate increases through Member Merits.
Withdraw earned interest without penalty before certificate matures.
Federally insured by the NCUA.
Questions and answers about Certificate accounts?
Q: How do you open a Certificate account with our best rates or find out about special Certificate account offers?
A: Check here for our great everyday Certificate account rates and any special offer rates we have, then open a Certificate account at a branch.
Q: What is a Certificate account?
A: It's one of many types of deposit accounts which earn higher interest for a set period of time.
Q: If you're not a member, what should you do to get one of our Certificate accounts?
A: Step one is to find out if you can join Oregon State Credit Union, then shop our best Certificate account rates for the option that suits your needs.
Q: How much can you save?
A: It will depend on your choices. Look over our Certificate account options, including any special offers that might be available.
A: Use this savings calculator to explore options or a Financial Services Consultant at any of our branches can help you.
Act now and save more with Certificate accounts
Visit a branch to get Certificate account savings advantages with our best rates as of 3/21/2023.
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