Certificate accounts

Start saving today with Certificate accounts offering you choices with competitive rates and flexible terms that suit your needs, plus fixed-rate savings power for your personal financial goals. Get a start with a low-opening amount of just $500.

Enjoy the benefits of Certificate accounts:

  • Tiered interest rate, compounded daily and paid monthly
  • Minimum $500 opening deposit ($250 for a Scottie or Teen Certificate)
  • Interest rate bonus through Member Merits
  • Flexible terms range from 90 days to 5 years
  • Earned interest can be withdrawn without penalty before certificate matures
  • Accounts are federally insured by the NCUA

Automatic renewal

Members will receive a maturity notice shortly before the certificate matures. The certificate can automatically be renewed at the dividend rate in effect on the renewal date. Members will receive notices electronically when you register for estatements.

Open an account at a branch

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