Scottie Saver savings accounts for kids

Be a Scottie Saver member and join the fun and learning. Scottie Savers Club savings accounts help kids ages 12 and younger learn how to set savings goals, save money, make financial decisions and have fun through experience and encouragement.

Open a Scottie Saver kid's account at a branch

How to open a Scottie Saver account

Bring to a branch: your child's Social Security number; a $5 initial deposit; a parent, grandparent  or guardian to be a joint member.

  • Membership fees are waived. See savings account rates and fees.

  • Kids start earning dividends with a $5 balance.

  • For every $5 deposited, one Scottie Buck is earned. A Scottie Buck is a voucher which can be spent at the Scottie store and redeemed at any of our branches for merchandise, including toys, games and other fun stuff.

  • Get a free book with account opening and build your child’s money skills with fun stories. Choose from:

Select a free book with your Scottie account opening Description  Age   Key ideas
The Berenstain Bears’ Trouble with Money, by Stan and Jan Berenstain Learn about ways the Bear family helped the cubs with saving their money. 4+ Making decisions, spending. With reading guide.
Those Shoes, by Maribeth Boelts See what happens when Jeremy prioritizes buying a pair of black high tops. 5-8 Prioritizing, sharing and borrowing. With reading guide.
The Lemonade War, by Jacqueline Davies A lemonade stand war breaks out between Evan and his sister, Jessie. This humorous novel is full of money making tips, definitions, charts and more. 8-12 Money, relationships, disagreements.


Why open a savings account for your child or grandchild?

  • Start good habits — Starting early to establish the saving habit is best. It's an important first step and gives kids a chance to learn about money with parental guidance. Over time they build a better understanding of how money works.

  • Be a good influence — Parents and grandparents are the primary influence on kids’ perceptions about money and its use.

  • Build understanding — Saving sets the stage for prudent use of other helpful financial services. When kids become teens they’ll likely need checking accounts, credit cards and auto loans.

  • Be ready for the future — With an established saving habit, kids are more likely to develop into adult savers who will be ready for unforeseen events such as emergencies — and opportunities!

Open a Scottie Saver kid's account at a branch

Go to main navigation