Scottie Saver savings accounts for kids

Be a Scottie Saver member — join the fun and learning. Scottie Savers Club savings accounts help kids ages 12 and younger learn how to set savings goals, save money, make financial decisions and have fun through experience and encouragement.

Open a Scottie Saver kid's account at a branch

  • See savings account rates and fees. Membership fees are waived.

  • Kids start earning dividends with a $5 balance.

  • For every $5 deposited, one Scottie Buck is earned. Redeem Scottie Bucks at any of our branches for toys, games and other fun stuff.

  • Get a free book with account opening and build your child’s money skills with fun stories. Choose from:

Book Description  Age   Key ideas
The Berenstain Bears’ Trouble with Money, by Stan and Jan Berenstain Learn about ways the Bear family helped the cubs with saving their money. 4+ Making decisions, spending. With reading guide.
Those Shoes, by Maribeth Boelts See what happens when Jeremy prioritizes buying a pair of black high tops. 5-8 Prioritizing, sharing and borrowing. With reading guide.
The Lemonade War, by Jacqueline Davies A lemonade stand war breaks out between Evan and his sister, Jessie. This humorous novel is full of money making tips, definitions, charts and more. 8-12 Money, relationships, disagreements.


Why open a savings account for your child or grandchild?

  • Start good habits — Starting early to establish the saving habit is best. It's an important first step and gives kids a chance to learn about money with parental guidance. Over time they build a better understanding of how money works.

  • Be a good influence — Parents and grandparents are the primary influence on kids’ perceptions about money and its use.

  • Build understanding — Saving sets the stage for prudent use of other helpful financial services. When kids become teens they’ll likely need checking accounts, credit cards and auto loans.

  • Be ready for the future — With an established saving habit, kids are more likely to develop into adult savers who will be ready for unforeseen events such as emergencies — and opportunities!

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