Savings accounts for kids

Scottie Savers Club saving accounts help kids ages 12 and younger learn how to set savings goals, save money, make financial decisions and have fun through experience and encouragement!

Open a Scottie Saver kid's account at a branch

  • See savings account rates and fees. Membership fees are waived.

  • Kids start earning dividends with a $5 balance.

  • For every $5 deposited, one Scottie Buck is earned. Redeem Scottie Bucks at any of our branches for toys, games and other fun stuff.

Why open a savings account for your child or grandchild?

  • Start good habits — Starting early to establish the saving habit is best. It's an important first step and gives kids a chance to learn about money with parental guidance. Over time they build a better understanding of how money works.

  • Be a good influence — Parents and grandparents are the primary influence on kids’ perceptions about money and its use.

  • Build understanding — Saving sets the stage for prudent use of other helpful financial services. When kids become teens they’ll likely need checking accounts, credit cards and auto loans.

  • Be ready for the future — With an established saving habit, kids are more likely to develop into adult savers who will be ready for unforeseen events such as emergencies — and opportunities!

Saving is fun, especially on Scottie Saver Day

Lightsabers, soccer balls, Scottie dogs and sweet treats! Each year our young members visit branches to help us celebrate a special day — Scottie Saver Day, which includes free gifts, treats and sale prices on Scottie merchandise.


Kid savers to battle stations! A hug, a light-saber — perfect

Lilly Ann Bennett, Scottie Saver and Oregon State Credit Union member

Lilly Ann Bennett, Scottie Saver and Oregon State Credit Union member, enjoys a visit to her branch for Scottie Day fun, including merchandise sale prices for the event, plus learning to save for the future!

Maddie-Rei, "The Scottie Whisperer," says it's never too early to start saving

Maddie-Rei Foster, Scottie Saver and Oregon State Credit Union member

Maddie-Rei Foster, with a smile worth a million bucks and surrounded by Scottie dogs, has a good start on her future savings and her Scottie Day fun.

Parker says, "I've been a Scottie Saver for 11 years!"

Parker Maxey, Scottie Saver and Oregon State Credit Union member

Smiles, soccer balls and Scottie dogs — a great combination. Parker Maxey, Scottie Saver and Oregon State Credit Union member, stopped in at her branch where her mom informed us: "Parker's favorite thing about her Scottie account is that she knows where her money is. She loves that!"

Cookies, fun stuff..this shopping bag is getting heavy!

Tymber Hess-Robanske, Scottie Saver and Oregon State Credit Union member

Tymber Hess-Robanske, Scottie Saver and Oregon State Credit Union member, visits her branch for Scottie Day fun. Cookies and smart saving for the future always bring smiles!

Ready, set, save! Got any questions?

Ryan Rathja, Scottie Saver and Oregon State Credit Union member

Scottie Saver Ryan Rathja, wielding his new lightsaber purchased with Scottie bucks, takes a stance ready for action. Mom, Laura, tells us, "From the age of three he's been a saver!"

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