Oregon State Credit Union business deposit account rates
Business checking account rates
Effective Date: Tuesday, October 3rd, 2023
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Free Business Checking | $0.00 | 0.00% | 0.00% |
| Smart Business Checking | $1,000.00 | 0.05% | 0.05% |
| Select Business Checking | $10,000.00 | See chart below | See chart below |
| Minimum balance required to open all business checking accounts is $25.00 | |||
See full business checking account disclosures and fees
Select Business Checking account rates
Effective Date: Tuesday, October 3rd, 2023
| For account balances of | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|
| 0 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 0.05% | 0.05% |
| $25,000 - $49,999 | 0.10% | 0.10% |
| $50,000 - $99,999 | 0.15% | 0.15% |
| $100,000+ | 0.20% | 0.20% |
See full business checking account disclosures and fees
Business savings account rates
Effective Date: Tuesday, October 3rd, 2023
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Business Basic Savings | $100.00 | 0.15% | 0.15% |
| Business Money Market savings | No minimum | 1.14% | 1.15% |
| Business Investor's Money Market savings | $10,000.00 | See table below | See table below |
Minimum balance to open a Business Basic Savings account is $5.00 Minimum balance to open a Business Money Market savings account is $5.00 Minimum balance to open a Business Investor's Money Market savings account is $10,000.00 | |||
See full business savings account disclosures and fees
Business Investor's Money Market account rates
Effective Date: Tuesday, October 3rd, 2023
| For account balances of | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|
| 0 - $9,999 | 0.00% | 0.00% |
| $10,000 - $24,999 | 1.39% | 1.40% |
| $25,000 - $49,999 | 1.64% | 1.65% |
| $50,000 - $99,999 | 1.84% | 1.86% |
| $100,000+ | 2.23% | 2.25% |
See full business savings account disclosures and fees
Business certificate account rates
Effective Date: Tuesday, October 3rd, 2023
| Term | Balances of $500 - $24,999 | Balances of $25,000 - $99,999 | Balances of $100,000 and more |
|---|---|---|---|
| 6-11 months | |||
| Dividend rate | 4.40% | 4.55% | 4.69% |
| Annual Percentage Yield (APY) | 4.50% | 4.65% | 4.80% |
| 12-23 months | |||
| Dividend rate | 4.45% | 4.59% | 4.74% |
| Annual Percentage Yield (APY) | 4.55% | 4.70% | 4.85% |
| 24-35 months | |||
| Dividend rate | 3.25% | 3.39% | 3.54% |
| Annual Percentage Yield (APY) | 3.30% | 3.45% | 3.60% |
| 36-47 months | |||
| Dividend rate | 3.15% | 3.30% | 3.44% |
| Annual Percentage Yield (APY) | 3.20% | 3.35% | 3.50% |
| 48-59 months | |||
| Dividend rate | 3.00% | 3.15% | 3.30% |
| Annual Percentage Yield (APY) | 3.05% | 3.20% | 3.35% |
| 60 months | |||
| Dividend rate | 2.86% | 3.00% | 3.15% |
| Annual Percentage Yield (APY) | 2.90% | 3.05% | 3.20% |
See full business certificate account disclosures and fees
*Minimum average daily balance must be maintained to earn dividends.
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