Oregon State Credit Union business deposit account rates

Business checking account rates
Effective Date: Tuesday, January 22nd, 2019
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Free Business Checking N/A N/A N/A
Smart Business Checking $1,000.00 0.03% 0.03%
Select Business Checking $10,000.00 See chart below See chart below
Minimum balance required to open all business checking accounts is $25.00

Select Business Checking account rates
Effective Date: Tuesday, January 22nd, 2019
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 N/A N/A
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

See full business checking account disclosures and fees

Business savings account rates
Effective Date: Tuesday, January 22nd, 2019
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Business Basic Savings $100.00 0.05% 0.05%
Business Money Market savings No minimum 0.15% 0.15%
Business Investor's Money Market savings $10,000.00 See table below See table below

Minimum balance to open a Business Basic Savings account is $5.00

Minimum balance to open a Business Money Market savings account is $5.00

Minimum balance to open a Business Investor's Money Market savings account is $10,000.00

Business Investor's Money Market account rates
Effective Date: Tuesday, January 22nd, 2019
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 N/A N/A
$10,000 - $24,999 0.35% 0.35%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $99,999 0.60% 0.60%
$100,000+ 0.75% 0.75%

See full business savings account disclosures and fees

Business certificate account rates
Effective Date: Tuesday, January 22nd, 2019
TermBalances of $500 - $24,999Balances of $25,000 - $99,999Balances of $100,000 and more
182-364 days
Dividend rate 0.30% 0.50% 0.75%
Annual Percentage Yield (APY) 0.30% 0.50% 0.75%
12-24 months
Dividend rate 0.80% 1.00% 1.09%
Annual Percentage Yield (APY) 0.80% 1.00% 1.10%
24-36 months
Dividend rate 1.39% 1.59% 1.69%
Annual Percentage Yield (APY) 1.40% 1.60% 1.70%
36-48 months
Dividend rate 1.54% 1.73% 1.83%
Annual Percentage Yield (APY) 1.55% 1.75% 1.85%
48-60 months
Dividend rate 1.73% 1.93% 2.03%
Annual Percentage Yield (APY) 1.75% 1.95% 2.05%

See full business certificate account disclosures and fees

*Minimum average daily balance must be maintained to earn dividends.

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