Oregon State Credit Union business deposit account rates

Business checking account rates
Effective Date: Tuesday, March 21st, 2023
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Free Business Checking $0.00 0.00% 0.00%
Smart Business Checking $1,000.00 0.05% 0.05%
Select Business Checking $10,000.00 See chart below See chart below
Minimum balance required to open all business checking accounts is $25.00

See full business checking account disclosures and fees

Select Business Checking account rates
Effective Date: Tuesday, March 21st, 2023
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

See full business checking account disclosures and fees

Business savings account rates
Effective Date: Tuesday, March 21st, 2023
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Business Basic Savings $100.00 0.15% 0.15%
Business Money Market savings No minimum 0.50% 0.50%
Business Investor's Money Market savings $10,000.00 See table below See table below

Minimum balance to open a Business Basic Savings account is $5.00

Minimum balance to open a Business Money Market savings account is $5.00

Minimum balance to open a Business Investor's Money Market savings account is $10,000.00

See full business savings account disclosures and fees

Business Investor's Money Market account rates
Effective Date: Tuesday, March 21st, 2023
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.80% 0.80%
$25,000 - $49,999 1.09% 1.10%
$50,000 - $99,999 1.39% 1.40%
$100,000+ 1.59% 1.60%

See full business savings account disclosures and fees

Business certificate account rates
Effective Date: Tuesday, March 21st, 2023
TermBalances of $500 - $24,999Balances of $25,000 - $99,999Balances of $100,000 and more
6-11 months
Dividend rate 1.44% 1.59% 1.73%
Annual Percentage Yield (APY) 1.45% 1.60% 1.75%
12-23 months
Dividend rate 2.13% 2.27% 2.42%
Annual Percentage Yield (APY) 2.15% 2.30% 2.45%
24-35 months
Dividend rate 2.42% 2.57% 2.71%
Annual Percentage Yield (APY) 2.45% 2.60% 2.75%
36-47 months
Dividend rate 2.03% 2.18% 2.32%
Annual Percentage Yield (APY) 2.05% 2.20% 2.35%
48-59 months
Dividend rate 1.64% 1.78% 1.93%
Annual Percentage Yield (APY) 1.65% 1.80% 1.95%
60 months
Dividend rate 1.54% 1.69% 1.83%
Annual Percentage Yield (APY) 1.55% 1.70% 1.85%

See full business certificate account disclosures and fees

*Minimum average daily balance must be maintained to earn dividends.

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