Oregon State Credit Union business deposit account rates

Business checking account rates
Effective Date: Thursday, May 28th, 2020
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Free Business Checking $0.00 0.00% 0.00%
Smart Business Checking $1,000.00 0.03% 0.03%
Select Business Checking $10,000.00 See chart below See chart below
Minimum balance required to open all business checking accounts is $25.00

See full business checking account disclosures and fees

Select Business Checking account rates
Effective Date: Thursday, May 28th, 2020
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

See full business checking account disclosures and fees

Business savings account rates
Effective Date: Thursday, May 28th, 2020
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Business Basic Savings $100.00 0.05% 0.05%
Business Money Market savings No minimum 0.20% 0.20%
Business Investor's Money Market savings $10,000.00 See table below See table below

Minimum balance to open a Business Basic Savings account is $5.00

Minimum balance to open a Business Money Market savings account is $5.00

Minimum balance to open a Business Investor's Money Market savings account is $10,000.00

See full business savings account disclosures and fees

Business Investor's Money Market account rates
Effective Date: Thursday, May 28th, 2020
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.35% 0.35%
$25,000 - $49,999 0.40% 0.40%
$50,000 - $99,999 0.50% 0.50%
$100,000+ 0.55% 0.55%

See full business savings account disclosures and fees

Business certificate account rates
Effective Date: Thursday, May 28th, 2020
TermBalances of $500 - $24,999Balances of $25,000 - $99,999Balances of $100,000 and more
6-11 months
Dividend rate 0.20% 0.25% 0.30%
Annual Percentage Yield (APY) 0.20% 0.25% 0.30%
12-23 months
Dividend rate 0.70% 0.75% 0.80%
Annual Percentage Yield (APY) 0.70% 0.75% 0.80%
24-35 months
Dividend rate 0.80% 0.85% 0.90%
Annual Percentage Yield (APY) 0.80% 0.85% 0.90%
36-47 months
Dividend rate 0.85% 0.90% 1.00%
Annual Percentage Yield (APY) 0.85% 0.90% 1.00%
48-59 months
Dividend rate 0.90% 0.95% 1.04%
Annual Percentage Yield (APY) 0.90% 0.95% 1.05%
60 months
Dividend rate 1.00% 1.04% 1.14%
Annual Percentage Yield (APY) 1.00% 1.05% 1.15%

See full business certificate account disclosures and fees

*Minimum average daily balance must be maintained to earn dividends.

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