Oregon State Credit Union business deposit account rates

Business checking account rates
Effective Date: Thursday, June 8th, 2023
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Free Business Checking $0.00 0.00% 0.00%
Smart Business Checking $1,000.00 0.05% 0.05%
Select Business Checking $10,000.00 See chart below See chart below
Minimum balance required to open all business checking accounts is $25.00

See full business checking account disclosures and fees

Select Business Checking account rates
Effective Date: Thursday, June 8th, 2023
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.15% 0.15%
$100,000+ 0.20% 0.20%

See full business checking account disclosures and fees

Business savings account rates
Effective Date: Thursday, June 8th, 2023
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Business Basic Savings $100.00 0.15% 0.15%
Business Money Market savings No minimum 0.96% 0.96%
Business Investor's Money Market savings $10,000.00 See table below See table below

Minimum balance to open a Business Basic Savings account is $5.00

Minimum balance to open a Business Money Market savings account is $5.00

Minimum balance to open a Business Investor's Money Market savings account is $10,000.00

See full business savings account disclosures and fees

Business Investor's Money Market account rates
Effective Date: Thursday, June 8th, 2023
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 0.00% 0.00%
$10,000 - $24,999 1.25% 1.26%
$25,000 - $49,999 1.55% 1.56%
$50,000 - $99,999 1.84% 1.86%
$100,000+ 2.14% 2.16%

See full business savings account disclosures and fees

Business certificate account rates
Effective Date: Thursday, June 8th, 2023
TermBalances of $500 - $24,999Balances of $25,000 - $99,999Balances of $100,000 and more
6-11 months
Dividend rate 3.15% 3.30% 3.44%
Annual Percentage Yield (APY) 3.20% 3.35% 3.50%
12-23 months
Dividend rate 3.63% 3.78% 3.92%
Annual Percentage Yield (APY) 3.70% 3.85% 4.00%
24-35 months
Dividend rate 3.25% 3.39% 3.54%
Annual Percentage Yield (APY) 3.30% 3.45% 3.60%
36-47 months
Dividend rate 3.15% 3.30% 3.44%
Annual Percentage Yield (APY) 3.20% 3.35% 3.50%
48-59 months
Dividend rate 3.00% 3.15% 3.30%
Annual Percentage Yield (APY) 3.05% 3.20% 3.35%
60 months
Dividend rate 2.86% 3.00% 3.15%
Annual Percentage Yield (APY) 2.90% 3.05% 3.20%

See full business certificate account disclosures and fees

*Minimum average daily balance must be maintained to earn dividends.

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