Get the money you need for school

For your next step in higher education, you'll want the right mix of funding. That usually means some combination of savings, scholarships, grants, federal student loans or private loans. Consider these options as you decide how to finance your schooling as an undergraduate, career trainee, or graduate student.

Find scholarships and grants you don’t have to pay back

Use this scholarship finder to search Sallie Mae’s database of more than 3.5 million scholarships.

Discover federal student loans

Complete and submit a Free Application for Federal Student Aid (FAFSA) form.

Explore Oregon State Credit Union loan options

  • Sallie Mae® student loans are designed for the needs of all types of students, offering competitive interest rates, multiple repayment options, no origination fees and no prepayment penalty*. For undergraduates, there’s the Smart Option Student Loan. Graduate students can choose from a suite of loans for students in specific fields of study.

  • Home equity line of credit (HELOC) - Attractive variable interest rate, flexible money access.

  • Personal line of credit (PLOC) - Like a credit card, offering “revolving” convenience, but you don't have to deal with a card and there's no need to reapply when you need extra cash.

  • Read the article | Scholarship award displacement — This article reveals a common problem faced by students who receive their financial aid letter and find that their institutional aid has been reduced because of private scholarships. It may seem like there's nothing that can be done, but it's not over yet. See three tips to address the situation.


* Although Sallie Mae does not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. ©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

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