Get the money you need for school

For your next step in higher education, you'll want the right mix of funding. That often means a combination of savings, scholarships, grants, federal student loans or private loans. Consider these options as you decide how to finance your schooling as an undergraduate, career trainee, or graduate student.

Discover federal student loans

Complete and submit a Free Application for Federal Student Aid (FAFSA) form.

Explore Oregon State Credit Union loan options

  • Sallie Mae® student loans* are designed for the needs of all types of students, offering competitive interest rates, multiple repayment options, no origination fees and no prepayment penalty1. For undergraduates, there’s the Smart Option Student Loan. Graduate students can choose from a suite of loans for students in specific fields of study.

  • Home equity line of credit (HELOC) — Attractive variable interest rate, flexible money access.

  • Personal line of credit (PLOC) — Like a credit card, offering “revolving” convenience, but you don't have to deal with a card and there's no need to reapply when you need extra cash.

  • Read the article | Scholarship award displacement — This article reveals a common problem faced by students who receive their financial aid letter and find that their institutional aid has been reduced because of private scholarships. It may seem like there's nothing that can be done, but it's not over yet. See three tips to address the situation.

 

* Sallie Mae® disclosure

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Oregon State Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

©2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

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