Certificate accounts disclosures, rates and fees
Each account holder agrees to the terms set forth on this Account Rate Schedule and acknowledges that it and the Truth in Savings Disclosure are part of the Membership and Account Agreement. Federal Regulation D limits pre-authorized, automatic telephone transfers and online transfers from savings and money market accounts to another account of yours or to a third party in any amount to no more than six per month. The credit union may offer other rates in the future. Fees or other conditions may reduce the earnings of an account.
|Term||Balances of $500 - $24,999||Balances of $25,000 - $99,999||Balances of $100,000 and more|
|Annual Percentage Yield (APY)||0.55%||0.75%||1.00%|
|Annual Percentage Yield (APY)||1.50%||1.70%||1.80%|
|Annual Percentage Yield (APY)||1.80%||2.00%||2.10%|
|Annual Percentage Yield (APY)||2.10%||2.30%||2.40%|
|Annual Percentage Yield (APY)||2.20%||2.40%||2.50%|
|Annual Percentage Yield (APY)||2.40%||2.60%||2.70%|
APY offer is good as of the effective date shown above the table. APY is accurate as of the last dividend date. Fees may reduce earnings on this account. See the early withdrawal penalty disclosure below.
†The dividend rates shown above incorporate a 0.25% rate increase above the standard certificate dividend rates. Members in the Premier Member Merits category qualify for this 0.25% certificate dividend rate increase. Members in the Enhanced Member Merits category qualify for a 0.15% certificate dividend rate increase. Members in the Essential Member Merits category qualify for the standard certificate dividend rates. Premier, Enhanced and Essential are categories of the Member Merits program, a program that rewards members based on the member’s relationship with the credit union. See the Member Merits reward program page for details. The Member Merits reward program does not apply to business or organization accounts, but does apply to trust accounts.
Each account holder agrees to the terms set forth on the Certificate Account Rates above and the Certificate Account Disclosure below and acknowledges they and the Truth in Savings Disclosure are part of the Membership and Account Agreement.
Certificate Account Disclosure
The par value of a Regular Share in the Credit Union is $5.00.
Members will receive a maturity notice shortly before the certificate matures. The certificate can automatically be renewed at the dividend rate in effect on the renewal date. Members will receive notices electronically when you register for estatements.