Home Equity Line of Credit (HELOC) rates, fees, disclosures
Home Equity Line of Credit (HELOC) fees and closing costs
Effective Date: Thursday, December 12th, 2024
Fee type | Essential | Enhanced | Premier |
HELOC annual fee |
$75 |
$50 |
$25 |
The HELOC annual fee is waived the first year. After that, the annual fee depends on your Member Merits category as shown in the table above. |
Closing costs vary between $0-$2000. -
A HELOC loan is eligible to receive a $500 credit. The amount of credit cannot exceed total closing costs. HELOC offer details: Repayment of credit required if the HELOC is closed by the borrower within three years from the date of the Deed of Trust or Modification of the Trust Deed. See a Mortgage Loan Officer for further details. -
If appraisal is required, borrower(s) must pay for appraisal up front. Flood and/or property hazard insurance is required. Consult your tax advisor regarding the deductibility of interest. Other restrictions may apply. Organization NMLS #472475. |
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