Individual Retirement Account (IRA) disclosures, rates and fees
Individual Retirement Account (IRA) savings rates
Effective Date: Monday, September 16th, 2024
| Account | Minimum balance to earn dividends* | Dividend rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Individual Retirement Account (IRA) savings | $5 | 0.15% | 0.15% |
| The minimum balance to open an IRA savings account is $0.00. | |||
| * Minimum balance that must be maintained each day to earn dividends. | |||
Visit a branch | Open IRA savings
IRA features
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No monthly or annual fee
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Low minimum opening deposit of $5
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Account balances are used to calculate Member Merits rewards
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Accounts are federally insured by the NCUA up to $250,000
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$25 early closure fee if account is held less than 180 days
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Four IRA Savings accounts to choose from
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Traditional IRA
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Roth IRA
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SEP IRA (Simplified Employee Pension Individual Retirement Agreement)
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Coverdell ESA (Education Savings Account)
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Visit a branch | Open IRA savings
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