Buy the land you need to build your dream home with a land loan from Oregon State Credit Union.
We offer land loans to purchase two kinds of property:
Building lots within city limits
Unimproved property (up to 10 acres) with basic improvements and utilities
Is a Land loan right for you?
A Land loan is perfect if you want:
To buy a piece of property to build a dream home
A fixed interest rate
To build equity for future construction
Land loan features
Finance up to 80% of the value of the land
Fixed interest rate, fully amortizing
No pre-payment penalty for early payoff
Here's an example of Land loan terms
Loan example: On a 15-year land loan of $180,000 and an estimated property value of $240,000 at 5.15% APR (interest rate 5.00%), monthly payments would be $1,423.43. Rate is based on specific product type. All loans subject to approval.
Apply now for a loan to buy land
- Call 800-732-0173 to apply for your Land Loan.