Auto loan disclosures, rates and fees
|Vehicle type||APR (Low)*||APR (High)||Repayment terms|
Apply for an auto loan online || Choose a branch to apply for auto loans || Call 800-732-0173
New auto loans
|New auto (2022 - 2023)||7.24%||17.49%||Up to 72 months|
|New auto (2022 - 2023)||7.74%||17.74%||73-84 months|
Used auto loans
|Used auto (2008-2021)||7.49%||17.99%||Up to 72 months|
|Used auto (2008-2021)||7.99%||18.24%||73-84 months|
|Classic used auto||7.49%||17.99%||Up to 60 months|
About these auto loan rates* APR (Low) indicates the lowest annual percentage rate you may qualify for on the loan. The annual percentage rates shown in the table are reflective of a range of rates available. All loans are subject to approval. You may qualify for the lowest rates published depending upon your credit qualification, the amount financed, receiving a 0.25% APR reduction by maintaining an automatic loan payment each month and 0.25% APR reduction for qualifying for the Premier Member Merits category. The Member Merits rate discounts are subject to change.
The following examples illustrate the expected monthly loan payments for members who qualify for the prime rate, premier member merit status and enroll in automatic monthly payments:
We may offer other rates in the future. We may be able to match rates from other lenders. All loans are subject to approval.
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