Payday Advance Loan
A Payday Advance Loan from Oregon State Credit Union is an affordable alternative to payday loans from predatory lenders who charge extremely high rate and fees.
Apply today: Call 800-732-0173 or visit a branch.
Learn more by comparing our Payday Advance Loan rates and features with standard payday loan offers. Another alternative is to use our Credit and Debt Toolkit.
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No loan fee
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$50-$500 loan amount – cannot exceed 20% of net base income
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Fast approval
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Term: 30 days or next payday, whichever is first
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Interest is based on what is owed, not a fee charged upfront.
Eligibility
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Member must be in good standing with the credit union on all account shares and loans
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Must be a member of the credit union for a minimum of 90 days
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Must be at current job a minimum of 6 months - verbal verification of employment and current pay stub are required
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Credit report is NOT required after the member's first Payday Advance loans
Apply today: Call 800-732-0173 or visit a branch.
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