Payday Advance Loan

A Payday Advance Loan from Oregon State Credit Union is an affordable alternative to payday loans from predatory lenders who charge extremely high rate and fees.

Apply today: Call 800-732-0173 or visit a branch.

Learn more by comparing our Payday Advance Loan rates and features with standard payday loan offers. Another alternative is to use our Credit and Debt Toolkit.

  • See Payday Advance Loan interest rates.

  • No loan fee

  • $50-$500 loan amount – cannot exceed 20% of net base income

  • Fast approval

  • Term: 30 days or next payday, whichever is first

  • Interest is based on what is owed, not a fee charged upfront.


  • Member must be in good standing with the credit union on all account shares and loans

  • Must be a member of the credit union for a minimum of 90 days

  • Must be at current job a minimum of 6 months - verbal verification of employment and current pay stub are required

  • Credit report is NOT required after the member's first Payday Advance loans

Apply today: Call 800-732-0173 or visit a branch.

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