Money Market accounts disclosures, rates and fees

Money Market account rates
Effective Date: Monday, April 23rd, 2018
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Money Market N/A 0.05% 0.05%
Investor's Money Market $10,000.00 See chart below See chart below

Minimum balance to open a Money Market account is $5.00

Minimum balance to open an Investor's Money Market account is $10,000.00

*Average daily balance that must be maintained to earn dividends.

Investor's Money Market account rates
Effective Date: Monday, April 23rd, 2018
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 -$9,999 N/A N/A
$10,000 - $24,999 0.10% 0.10%
$25,000 - $49,999 0.12% 0.12%
$50,000 - $99,999 0.15% 0.15%
$100,000 and more 0.20% 0.20%

  • $1,000 minimum balance for Money Market Savings Accounts to avoid fees
  • $10,000 minimum balance for Investor's Money Market Savings Accounts to avoid fees
  • $55 early closure fee for Investor's Money Market Savings Accounts held less than 90 days
  • Federal Regulation D limits pre-authorized, automatic telephone transfers and online transfers from savings and money market accounts to another account of yours or to a third party in any amount to no more than six per month.

Money Market account fees**
Effective Date: Monday, April 23rd, 2018
AccountEssentialEnhanced Premier
Money Market $15.00 $10.00 $5.00
Investor's Money Market $20.00 $15.00 $5.00

**Applicable when monthly balance falls below minimum as stated above.

Premier, Enhanced and Essential are categories of the Member Merits program, a program that rewards members based on the member’s relationship with the credit union. Enhanced and Premier Member Merits categories enjoy reduced rates on consumer loans, increased rates on certificate account types and a reduction in account fees. See the Member Merits reward program page for details.

Each account holder agrees to the terms set forth on this Account Rate Schedule and acknowledges that it and the Truth in Savings Disclosure are part of the Membership and Account Agreement.

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