Money Market accounts disclosures, rates and fees

Money Market account rates
Effective Date: Wednesday, September 19th, 2018
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Money Market N/A 0.15% 0.15%
Investor's Money Market $10,000.00 See chart below See chart below

Minimum balance to open a Money Market account is $5.00

Minimum balance to open an Investor's Money Market account is $10,000.00

*Average daily balance that must be maintained to earn dividends.

Investor's Money Market account rates
Effective Date: Wednesday, September 19th, 2018
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 -$9,999 N/A N/A
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.35% 0.35%
$50,000 - $99,999 0.45% 0.45%
$100,000 and more 0.60% 0.60%

Money Market monthly account fees
Effective Date: Wednesday, September 19th, 2018
AccountEssentialEnhanced Premier
Money Market
Balances of $1,000 of more
$0.00 $0.00 $0.00
Balances of less than $1,000
$15.00 $10.00 $5.00
Investor's Money Market
Balances of $10,000 or more
$0.00 $0.00 $0.00
Balances less than $10,000
$20.00 $15.00 $5.00
Early closure fee (accounts held less than 90 days)
$55.00 $55.00 $55.00

Premier, Enhanced and Essential are categories of the Member Merits program, a program that rewards members based on the member’s relationship with the credit union. Enhanced and Premier Member Merits categories enjoy reduced rates on consumer loans, increased rates on certificate account types and a reduction in account fees. See the Member Merits reward program page for details.

Each account holder agrees to the terms set forth on this Account Rate Schedule and acknowledges that it and the Truth in Savings Disclosure are part of the Membership and Account Agreement.

Federal Regulation D limits pre-authorized, automatic telephone transfers and online transfers from savings and money market accounts to another account of yours or to a third party in any amount to no more than six per month.

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