More loan options for you

Oregon State Credit Union provides plenty of loan options like lines of credit, deposit-secured loans and payday loans.

Student Personal Line of Credit

Ideal for students, 18 years or older, who are enrolled in college and want to begin establishing their credit history.
$250-$800 credit limit.
Competitive variable interest rate.
No income/credit history required. Previous derogatory credit may impact eligibility.
$100 credit limit increase allowed per year of verified school enrollment upon request, Not to exceed $800
Proof of college enrollment required
“Revolving” convenience — no need to reapply when you need extra cash
Easy access — ATM, branch, Member Service Center, checks, online, mobile, Phone Access Teller (24/7)

Loan can be secured by Basic Savings Account, Money Market, Investors Money Market or Certificate of Deposit.
- Learn more here: Interest rate is 3% more than deposit account rate but not less than 5%.
Borrow up to the total balance of deposit account.
Continue to earn dividends while repaying loan.
Great way to establish credit.
Choose to make payments monthly or annually.

Affordable alternative to payday loans from predatory lenders who charge extremely high rate and fees
27% interest rate. Learn more here.
No loan fee
$50-$500 loan amount – cannot exceed 20% of net base income
Fast approval
No credit report required
Term: 30 days or next payday, whichever is first