Business savings account rates, fees and disclosure

Business account funds are insured to an aggregate of $250,000 by the National Credit Union Administration (NCUA), an independent agency of the United States government, through the National Credit Union Share Insurance Fund (NCUSIF).

Business savings account rates
Effective Date: Saturday, December 15th, 2018
AccountMinimum balance to earn dividends*Dividend rateAnnual Percentage Yield (APY)
Business Basic Savings $100.00 0.05% 0.05%
Business Money Market savings No minimum 0.15% 0.15%
Business Investor's Money Market savings $10,000.00 See table below See table below

Minimum balance to open a Business Basic Savings account is $5.00

Minimum balance to open a Business Money Market savings account is $5.00

Minimum balance to open a Business Investor's Money Market savings account is $10,000.00

*Minimum daily balance that must be maintained each day to earn dividends.

Business Investor's Money Market account rates
Effective Date: Saturday, December 15th, 2018
For account balances ofDividend rateAnnual Percentage Yield (APY)
0 - $9,999 N/A N/A
$10,000 - $24,999 0.35% 0.35%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $99,999 0.60% 0.60%
$100,000+ 0.75% 0.75%

Transaction limitations:

Federal Regulation D limits pre-authorized, automatic telephone transfers and online transfers from savings and money market accounts to another account of yours or to a third party in any amount to no more than six per month. Each account holder agrees to the terms set forth on this Business Truth in Savings disclosure and acknowledges that it is part of the Membership and Account Agreement. If you exceed these limitations, your account may be subject to a fee or be closed.


Business savings account fees
Effective Date: Saturday, December 15th, 2018
Fee typeProduct fees
Business Basic Savings account
     $250 minimum balance No charge
     Less than $250 minimum balance $3 / calendar month
Business Money Market account
     $1,000 daily minimum balance No charge
     Less than $1,000 daily minimum balance $15 / statement period
Business Investor's Money Market account
     $10,000 daily minimum balance No charge
     Less than $10,000 daily minimum balance $20 / statement period
     Early account closure fee* $55
*If held less than 90 days

View a complete list of business account fees.

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