First-time Homebuyer Loan

Purchase your first home with a First-time Homebuyer Loan from Oregon State Credit Union. If you’ve never had a mortgage or haven’t owned a home in the past three years, you may qualify as a first-time homebuyer.

Apply here | First-time Homebuyer Loan

Enjoy these advantages:

  • Up to $500 off closing costs1

  • Two great down payment options:
               1.  3.00% with a 0.25% reduction in the interest rate
               2.  5.00% with a 0.25% reduction in the interest rate

  • Help with down payment and closing costs based on income

  • First-time homebuyer classes provided in collaboration with local community partners

Start your First-time Homebuyer Loan today

Apply here or call us at 800-732-0173.

1$500 reduction off of closing costs for Oregon State Credit Union Premier Members and does not apply to Home Equity Line of Credit, Home Equity Loan or Land Loan.

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