First-time Homebuyer loan
Purchase your first home with a First-time Homebuyer loan from Oregon State Credit Union. If you’ve never had a mortgage or haven’t owned a home in the past three years, you may qualify as a first-time homebuyer. See home loan disclosures, rates and fees.
$500 reduction off lenders fees (long term mortgage)
The $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.
A HELOC loan is eligible to receive a $500 credit
The amount of credit cannot exceed total closing costs. HELOC offer details: Repayment of credit required if the HELOC is closed by the borrower within three years from the date of the Deed of Trust or Modification of the Trust Deed. See a Mortgage Loan Officer for further details.
Choose a First-time Homebuyer loan
This loan option is ideal if you:
Want to purchase your first owner-occupied home
Want help paying the down payment or closing costs
Are purchasing the home in which you'll reside
Enjoy these advantages:
Flexible terms of 15, 20 and 30 years
Finance up to 97% of the value of the home
Help with down payment and closing costs based on income
First-time homebuyer classes available
Multiple down payment options
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