First-time Homebuyer loan
Purchase your first home with a First-time Homebuyer loan from Oregon State Credit Union. If you’ve never had a mortgage or haven’t owned a home in the past three years, you may qualify as a first-time homebuyer.
$500 reduction off lenders fees (long term mortgage)
The $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.
Choose a First-time Homebuyer loan
This loan option is ideal if you:
Want to purchase your first owner-occupied home
Want help paying the down payment or closing costs
Are purchasing the home in which you'll reside
Enjoy these advantages:
Flexible terms of 15, 20 and 30 years
Finance up to 97% of the value of the home
Help with down payment and closing costs based on income
First-time homebuyer classes available
Multiple down payment options
Buying your first home? Know about these myths
See this short video about three myths that may be preventing you from becoming a homeowner. Our mortgage loan officer, Daniel Echeverri, explains some of the common misconceptions in the video, "Myths about buying a home."
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