Fixed-rate home loan

Our traditional mortgage is an excellent option for homebuyers looking for a simple fixed-rate loan up to the current conventional loan limits set by the Federal Housing Finance Agency.

Apply for a fixed-rate mortgage loan

We offer a variety of fixed-rate, fixed-term options

1 $500 reduction off of closing costs for Oregon State Credit Union Premier Members and does not apply to Home Equity Line of Credit, Home Equity Loan or Land Loan.

Fixed-rate mortgages are ideal if you:

  1. Expect income to remain the same for the next several years

  2. Don’t plan to move for several years

  3. Want the security and predictability of fixed rates and principal payments that don’t change

Mortgage loan features

  • Flexible terms of 15, 20 and 30 years

  • Loan amounts differ based on the number of units

  • Can be used to purchase a home or refinance an existing mortgage

Apply for a fixed-rate mortgage loan

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