Fixed-rate home loan

This traditional mortgage is an excellent option for homebuyers looking for a fixed-rate loan up to the current conventional loan limits set by the Federal Housing Finance Agency. Flexible terms include 10, 15, 20 and 30 years. Learn more about our fixed-rate, traditional mortgage loans. Meet with one of our mortgage loan officers or check your budget with our mortgage calculators.

Apply for a fixed-rate mortgage loan

Purchase
Description Rate APR Points Disclosure
30 Year Fixed Rate 7.5% 8.051% 1%Disclosure
20 Year Fixed Rate 7.375% 7.791% 1%Disclosure
15 Year Fixed Rate 7% 7.421% 1%Disclosure

Refinance
Description Rate APR Points Disclosure
30 Year Fixed Rate 7.625% 7.775% 1%Disclosure
20 Year Fixed Rate 7.625% 7.818% 1%Disclosure
15 Year Fixed Rate 7.125% 7.359% 1%Disclosure

$500 reduction off lenders fees

The $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.

Choose from a variety of fixed-rate, fixed-term options

  • Competitive rates and fees

  • As little as 5% down

  • Fixed-rate mortgages are ideal if you:

    • Expect income to remain the same for the next several years

    • Don’t plan to move for several years

    • Want the security and predictability of fixed rates and principal payments that don’t change

  • Loan amounts differ based on the number of units

  • Can be used to purchase a home or refinance an existing mortgage

Apply for a fixed-rate mortgage loan

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