Fixed-rate home loan

This traditional mortgage is an excellent option for homebuyers looking for a fixed-rate loan up to the current conventional loan limits set by the Federal Housing Finance Agency. Flexible terms include 10, 15, 20 and 30 years. Learn more about our fixed-rate, traditional mortgage loans. Meet with one of our mortgage loan officers or check your budget with our mortgage calculators.

Apply for a fixed-rate mortgage loan

Purchase
Description Rate APR Points Disclosure
30 Year Fixed Rate 6.625% 7.158% 1%Disclosure
20 Year Fixed Rate 6.375% 6.769% 1%Disclosure
15 Year Fixed Rate 6.125% 6.528% 1%Disclosure

Refinance
Description Rate APR Points Disclosure
30 Year Fixed Rate 6.75% 6.892% 1%Disclosure
20 Year Fixed Rate 6.5% 6.684% 1%Disclosure
15 Year Fixed Rate 6.25% 6.478% 1%Disclosure

$500 reduction off lenders fees

The $500 reduction off lenders fees is valid for Premier Members. This offer is not valid for Short Term Second Lien Home Equity Loans. See a Mortgage Loan Officer for further details and how to qualify for Premier Membership.

Choose from a variety of fixed-rate, fixed-term options

  • Competitive rates and fees

  • As little as 5% down

  • Fixed-rate mortgages are ideal if you:

    • Expect income to remain the same for the next several years

    • Don’t plan to move for several years

    • Want the security and predictability of fixed rates and principal payments that don’t change

  • Loan amounts differ based on the number of units

  • Can be used to purchase a home or refinance an existing mortgage

Apply for a fixed-rate mortgage loan

Go to main navigation