Home Equity Line of Credit (HELOC)
Use the equity in your home as a powerful source of funds to pay for college tuition and school expenses, remodel your kitchen or make other home improvements, consolidate debt, fund a vacation, cover medical expenses and more. You get flexible, easy access to your funds when you need them, and the interest may be tax deductible. (Consult your tax advisor for details.)
|APR as low as
|Home Equity Line of Credit Variable Rate
|HELOC annual fee
|The HELOC annual fee is waived the first year. After that, the annual fee depends on your Member Merits category as shown in the table above.
Closing costs vary between $0-$2000.
Calculator - Home Equity Line of Credit (HELOC)
Depending upon the market value of your home, outstanding mortgage balance, credit history and other factors, you may qualify for a Home Equity Line of Credit (HELOC). Monthly payments on a HELOC are variable as they fluctuate with interest rate changes. Use this calculator to estimate your borrowing capacity on a HELOC. (Subject to underwriting guidelines, including limits on maximum loan to value.)
Is a HELOC right for you?
HELOCs are perfect for people who have substantial equity in their home, want the flexibility of a line of credit at a lower interest rate, and want a quick and inexpensive way to access the equity in their home.
Learn more about home equity with these articles
Benefits of a HELOC
Monthly interest-only payments on balances advanced during the draw period
Annual fees based on member merits waived for the first year
Convenient access to funds by visiting a branch or through Phone Access Teller, online banking or HELOC checks
Lines of credit up to $350,000 depending on the amount of equity in your home
No application fee
Funds can be accessed for any purpose
Start your Home Equity Line of Credit today
Make your home owner dreams come true today using the equity in your home. We’re happy to answer your questions. Call us at 800-732-0173 or apply online.
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