Join — become a member — of Oregon State Credit Union

Join Oregon State Credit Union and be a member if you live or work in one of the 24 Oregon counties we serve. As a member, choose personal or business banking services, including loans, checking, saving and investment accounts.

  • With a one-time membership fee of $10 you're a member (and owner!) of Oregon State Credit Union. You'll also need an opening deposit of $5, a government issued identification and your Social Security Number (SSN) or Tax Identification Number (TIN).

Members: open your account today

Not a member? Start here

Your money, your future, your way

At Oregon State Credit Union your money works harder for you, your family and your financial future. You’ll always be a member, even if you move out of Oregon. Your immediate family can join, too! We don’t have outside shareholders looking to make a profit off your money. Instead, we invest excess earnings in you, bringing you numerous financial, account access and resource benefits.

Financial benefits

  • Competitive fees, so you can keep more of your money

  • Competitive rates, so your money works harder for you. See rates on loans and deposit account rates.

  • Member-focused financial advice, so you can build your financial future

  • Deposits are federally insured by the NCUA up to $250,000

Account access benefits


  • Free access to Money Management, a personal finance tool inside online banking that can help you budget and manage your money across multiple financial institutions and accounts.

  • Free Financial Education Center where you can watch videos on money management topics ranging from checking and savings accounts to investment strategies and loans.

  • Membership agreement

Your financial cooperative

Your membership makes you part of a cooperative, an organization owned and run by its members who share the profits or benefits. Members own the credit union and the Board of Directors is made up of credit union members elected by fellow members to guide the credit union.

Your credit union's values

Your choice to join Oregon State Credit Union means you prefer banking services based on values. Our values are the guiding principles that define credit union standards of behavior, shape culture and reflect what is important to the membership.

Members: open your account today

Not a member? Start here

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