Join us! Click the registration button at the bottom of the page to sign up for this webinar to discuss the next steps you can take to make a strategic retirement plan. Topics will include:
Your retirement savings mantras
Five steps to help achieve retirement saving success
How much money will you need to retire?
Presented by:
Stephen Fargher, MBA ChFC®
Financial AdvisorLPL Finanical
Registration is required—register for this webinar by clicking the registration link below.
A Zoom webinar link will be sent to the email address you provide prior to the webinar. Please be sure to check your spam/junk/promotions folder for the webinar link.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Oregon State Credit Union and OSCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using, OSCU Wealth Management, and may also be employees of Oregon State Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Oregon State Credit Union or OSCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Investment resource center
Gain knowledge and plan for a stronger financial future by using these resources, just right whether you're getting started or have years of experience.
A Taxing Story: Capital Gains and Losses
Understanding the rules of short-term and long-term gains including how capital losses can offset gains, can help you make smarter investment decisions.
Retirement looks different for everyone, whether it’s traveling, starting a business, or giving back to the community. Explore nine surprising insights about retirement that can help you better prepare for the years ahead.
Many people expect to rely on specific income sources in retirement, but actual experiences often differ. Explore the six main sources of retirement income to better help you plan for a more secure future.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Contact OSCU Wealth Management
To make an appointment with one of our LPL* Financial Advisors, please submit your full name and email address. Please include your phone number and who referred you to Investment Services along with any additional comments you may have. We serve members within 28 Oregon and Washington counties.
By clicking submit, you will authorize an advisor to contact you using the telephone or e-mail address listed below, even though this phone number may appear on the national or your state Do Not Call Registry.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Transition to new brokerage firm LPL Financial
We're excited to announce to our Investment Services clients that LPL Financial (member FINRA/SIPC) is becoming our new broker/dealer starting May 16, 2025.
Greater range of personalized services
LPL* is the nation's largest independent broker/dealer, so this gives us access to a greater range of products, services and resources to serve our members' personalized needs.
* As reported by Financial Planning magazine, 1996-2024, based on total revenue.
Same local team
This change will not affect members' investment services relationship with existing advisors. Members will continue to work with the same local team and their fundamental investment strategy, and allocations will remain the same (in some cases, LPL may have advanced investment options that an advisor can discuss with members).
Important information to know during this transition
To access member information online with LPL Financial, sign up for a new online account here on or after May 16:
There will be no change to member assets but the ability to view asset information within the online account won't happen until after the transition on May 16, 2025.
Some account information may be delayed after May 16th but your account information will populate when it's available.
The first time you access the new site you will need to enter your email address, phone number, zip code and the last 4 digits of your social security number and accept the LPL Financial Terms of Use.
In conjunction with our migration to LPL Financial, Oregon State Credit Union's investment services team has been renamed OSCU Wealth Management.
This name better reflects the holistic nature of our services. We work with members using a planning-based approach to help with not only investment management, but also retirement income, life insurance, estate planning and more.
Although 'wealth' is in our new name, you don't need to be wealthy to benefit from our services. We have the experience to help members plan for their financial future at any age and in all life stages.
Contact us today
If you need further assistance or have additional questions, please don't hesitate to contact us at 541-714-4296.
Frequently Asked Questions
What are the benefits of transitioning to LPL Financial?
As the nation’s largest independent broker-dealer, LPL offers comprehensive resources that enable our financial advisors to:
Offer an impressive range of products, services, and resources to serve members’ personalized goals and needs.
Get access to independent research, so we can provide you with financial guidance that incorporates robust market insights.
Utilize advanced technology platforms and back-office support that provide more time for advisors to meet with members.
Will I need to take any action to access my accounts?
Yes, you will need to create a new online account with LPL Financial on or after May 16th. You can sign up for a new account here:
You will need to provide your email address, phone number, zip code, and the last 4 digits of your social security number.
You will be prompted to accept the LPL Financial Terms of Use.
How soon will I see all account information on LPL’s account view portal?
While the majority of members will see all account information in the new system shortly after May 16, there are a few account types for a small percentage of members that may take additional time to be reflected in the system. If you notice this delay, rest assured that your accounts are still in place, you’ll still receive statements for them, and you can contact your advisor at any time to make changes or ask questions about them.
Is my money safe with LPL?
Yes, LPL is a Financial Industry Regulatory Authority (FINRA) member firm and a member of the Securities Investor Protection Corporation (SIPC), providing account protection up to $500,000 per member, with $250,000 for cash claims.
Will my investments remain the same after the transfer to LPL? And will there be an opportunity to review new options?
Your fundamental investment strategy and allocations will remain the same.
Your advisor will review your investment strategy and discuss any advanced investment options available through LPL that may benefit you.
Will there be any changes to the fees associated with my accounts?
The fees associated with your accounts will remain the same for the most part. If there are any changes, your advisor will inform you and discuss them with you.
How will my account statements be affected?
You will be able to view your statements within your new LPL Financial account or you can opt to receive them by mail.
What should I expect during this transition period?
During this transition period, you will continue to receive the same level of service from your advisor. And updates or changes will be communicated to you promptly.
Can I still reach out to my advisor for financial advice and support?
Absolutely! Your advisor will continue to be your primary contact for financial advice and support. The change to LPL will not affect your ability to reach out to them.
What should I do if I have questions or concerns about the transfer?
Feel free to contact your advisor directly. They are available to help you understand the process and answer any questions you may have. You can also reach out to the Wealth Management team at 541-714-4296.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Meet the LPL* Financial Advisors at OSCU Wealth Management
Our LPL Financial Advisors can help you create a strategy, review performance and adjust as needed.
Schedule an appointment
To schedule a complimentary appointment, click on "make an appointment." Then fill out and submit the secure contact form. Next, we will contact you to schedule an appointment with one of the qualified advisors at your convenience. The appointment will be held at your preferred Oregon State Credit Union branch.
Check the background of these investment professionals onFINRA's BrokerCheck.
John Kerekanich
John is dedicated to helping members understand investment strategies to pursue their financial goals. He offers financial workshops covering various topics including investment basics, saving for college and planning for retirement.
Call John if you need a financial partner to help you with your investment strategy, estate planning and asset transfer, life and long-term care insurance and more.
John is securities licensed in Arizona, California, Colorado, Idaho, Kansas, Nevada, New Mexico, North Carolina, Oregon and Washington.
Chris offers financial education to members to help them pursue their goals and can assist with portfolio and retirement planning.
He is an LPL Financial Advisor, with a prior background in insurance. Chris says he wanted to be a Financial Advisor to create impact for members and improve their lives through financial planning. Chris received his BS in Economics at Oregon State University.
When not working, Chris enjoys sports, cooking and playing chess.
He holds the series 7, 66 with LPL Financial, and insurance and LTC licenses.
Stephen brings nearly ten years of experience in financial services, with a strong foundation in helping individuals and families navigate complex financial decisions. He joined Oregon State Credit Union’s Wealth Management team as a Financial Advisor through LPL Financial in July 2025.
As a Chartered Financial Consultant® (ChFC®), Stephen emphasizes personalized financial guidance rooted in education, strategic planning, and behavioral insights. His mission is to empower clients with clarity and confidence as they work toward their financial goals.
Stephen serves a diverse range of clients—from young professionals to retirees—and is particularly skilled in retirement planning strategies. He has extensive knowledge of individual and employer-sponsored plans, including Oregon PERS, and specializes in integrating these into comprehensive, tax-efficient retirement income & estate planning solutions.
Before joining OSCU, Stephen advised clients at Northwestern Mutual and New York Life. His earlier career includes overseas service in the U.S. Air Force from 2007 to 2014. He earned his MBA from Bushnell University in 2016.
Outside of work, Stephen enjoys exploring the outdoors with his family, running long distances, and walking his dog Ziggy through the trails and neighborhoods of the Pacific Northwest.
Tristan has over 15 years of experience in the insurance and financial services industry. Prior to this role, he was a Private Client Advisor and Vice President of Investment Services with J.P. Morgan Chase. Tristan has been located at Oregon State Credit Union in March, 2024.
As a CERTIFIED FINANCIAL PLANNER™ professional (CFP®), Tristan dedicates himself to understanding and appreciating each client's unique financial situation. His approach blends in critical elements of financial education, planning, and behavioral finance; helping his clients to pursue their best financial future.
Tristan works with clients at all stages of life and has a strong belief in the value of a thoughtfully crafted financial plan. He has a deep understanding of individual and employer sponsored retirement plans, including PERS, and how they can best be better integrated into a tax-efficient retirement distribution solution.
When he's not serving his clients, he likes to stay active and enjoys spending time with his friends and family. He has a passion for wood turning, training at the gym, and exploring the Pacific Northwest in his Jeep Gladiator.
Our LPL Financial Advisors will work with you to review your current retirement savings, create a strategy and review progress as you approach and move through retirement.
Those of you in the PERS system know that it has undergone changes and may be changing in the future. We keep up with those changes and can help you understand how your PERS fits into your retirement.
IRAs and rollover services*
Through LPL, OSCU Wealth Management provides access to a variety of non-deposit IRAs and retirement accounts. We’ll help you decide if you could benefit from rolling over an old employer retirement account or consolidating IRAs. Our LPL Financial Advisors can help you balance your current financial needs with long term savings goals.
* Before deciding whether to retain assets in an employer sponsored plan or roll over to an IRA, an investor should consider various factors including, but not limited to: investment options, fees and expenses, services, withdrawal penalties, protection from creditors and legal judgments, required minimum distributions and possession of employer stock.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Complimentary financial seminars
Learn to plan for the future with complimentary seminars held periodically throughout the year.
Ideal for credit union members and non-members, these seminars are open to everyone who wants to control their financial future.
