Visa® Rewards credit card

A Visa Rewards credit card from Oregon State Credit Union gives you rewards every time you use it, providing superior financial and lifestyle benefits.

Apply online | Visa Rewards credit card

Enjoy the benefits of a Visa Rewards credit card

  • Competitive rates

  • Low or no annual fee based on Member Merits category

  • No balance transfer fee

  • No cash advance fee

  • No penalty interest rate

  • Same interest rate for cash advances as for purchases

  • Credit limits from $500-$50,000 based on credit history

  • Cash advance withdrawals available worldwide

  • Free auto rental collision damage waiver

Use your card, earn points, get rewards

With points you earn by using your card, choose gift cards, charitable donations, travel airfare and discounts, experiences including sports and getaways, and brand name merchandise.

  • Here's an example of a gift card reward you might choose when you use your Visa Rewards credit card:

    • For every dollar you spend you get a point.

    • When you collect 10,000 points you can redeem your points.

    • Your gift: a $100 Amazon gift card!

Plus, enjoy these added perks with your Visa Rewards credit card: Concierge service worldwide, extended warranty protection, travel accident insurance, travel assistance service.

Earn everyday points:

  • Use your Oregon State Credit Union Visa Rewards card whenever you make a purchase.

  • Earn one point for every $1 spent (cash advances not included). No monthly or annual point caps.

Earn bonus points:

  • Start your online shopping at the Perks Points Mall and earn five additional points for every $1 spent.

  • Earn 3x points when you use your Rewards card in the More Points superstore. Browse brand name gift cards and merchandise.

Access your points online:

Need to report lost or stolen cards?

Contact us for help with your lost or stolen cards:

  • M - F, 8:30 a.m. - 5:30 p.m., 800-732-0173
  • After hours: 888-802-5240

  • Prepaid cards: 866-906-4170

Get your Visa Rewards credit card today

Apply online | Visa Rewards credit card 

 

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