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Our Difference

Creating financial solutions for you

Oregon State Credit Union is a state-chartered credit union. Since 1954 the credit union has been a member-owned, not-for-profit financial institution. Earnings are returned to members in the form of competitive financial offerings, more service and convenience. We exist for the benefit of our member-owners, and not to profit from them. That’s what makes us different from banks and how we’re able to create financial solutions that make lives better.

A shoebox and $25

In 1954, an associate professor at Oregon State College put $25 in a shoebox and opened a credit union. Read the full story of how $25 became more than a billion dollars through cooperative saving and lending.

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Click the links to learn more about what Oregon State Credit Union can do for you.

Who we are | Education | Giving back | Our history


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| Access online | The credit union difference |


Membership lasts a lifetime

You can become a member of Oregon State Credit Union if you live or work in one of 24 counties in central and western Oregon. Once you become a member, you’re always a member, even if you move to another state. Even better, membership is available to your immediate family members, too.

  • Our 24 county membership includes: Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco, and Yamhill.

Learn more | Join now


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| Call 800-732-0173 | Find branches |

| Access online | The credit union difference |


The credit union difference

Credit unions offer many of the same products and services as banks: We have checking and savings accounts, we make loans to people and businesses, we issue credit and debit cards and your accounts are insured for up to $250,000 by the National Credit Union Administration. Despite these similarities, credit unions are not banks. We exist for the benefit of our member-owners, and not to profit from them. That’s what makes us different from banks and how we’re able to create financial solutions that make lives better.

See our annual report here.

Learn what millions of credit union members already know: credit unions are different in ways that work for you.

Who owns the credit union?

Credit unions don’t have stockholders, they have members, and the members own the credit union. Each credit union is governed by a board of directors elected from the membership. Every member has one vote, regardless of the size of their deposits. Member ownership and democratically-elected governance is one of the things that sets credit unions apart from banks.

Where do the profits go?

Credit unions are not-for-profit financial cooperatives. Because we don’t pay out profits to stockholders, we can return earnings back to the cooperative in the form of more products, better services and competitive rates.

Who is eligible for membership?

It’s true, membership in a credit union is based on a common bond shared by savers and borrowers. To join Oregon State Credit Union, you must live in one of 24 counties in central and western Oregon.

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| Call 800-732-0173 | Find branches |

| Access online | The credit union difference |


Photo | Community giving Oregon State Credit Union

Above: The credit union donates computers
to schools in the communities we serve.

Oregon State Credit Union in your community

We’re passionate about helping our members improve their financial lives, and that includes giving back to the communities we serve.

Together with various organizations, we’re working to make our communities stronger for all of us.


Financial support | Giving back | Volunteering |


Scholarships and grants

Oregon State Credit Union is committed to education

The purpose of the Oregon State Credit Union scholarship program is to recognize and encourage academic excellence and community engagement among our young members. Just as we honor the legacy of our past, we believe we have a responsibility to invest in the future. Our education grants are used to fund learning opportunities for children in kindergarten through high school within our field of membership. We look for educational programming ideas from teachers that can enhance the standard school curriculum.

TLT scholarships | College | Education grants |


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| Call 800-732-0173 | Find branches |

| Access online | The credit union difference |


Meet our financial educator

Financial education, Oregon State Credit Union

Above: Oregon State Credit Union’s
Community Education Director
Amanda Brenneman-Brown works
with groups and individuals to promote
financial literacy through education
in local communities.

Credit Unions were founded to provide financial products and services to people of modest means and to promote financial responsibility. One way to do this is through financial education.
At Oregon State Credit Union we have a full-time financial educator on staff. Community Education Director Amanda Brenneman-Brown is a CUNA (Credit Union National Association) certified financial counselor with nearly a decade of experience in the financial industry. She is available for customized presentations to groups, financial counseling and classroom-style presentations to large groups, schools and non-profit organizations.

Programs and seminars

If you or your organization is interested in meeting with our financial educator or hosting a class or presentation, send an email to communityed@oregonstatecu.com. You can also click here to learn more.

Education center

Can’t make a class or seminar? Our Education Center has self-contained learning modules that you can use to design your own financial education curriculum. The center has more than 25 modules on topics ranging from checking and savings accounts to investment strategies and loans. Start today and build your financial future.


Learn more

| Call 800-732-0173 | Find branches |

| Access online | The credit union difference |


Oregon State Credit Union ©2017 Oregon State Credit Union

  • PO Box 306
  • Corvallis, OR 97339
  • Phone: 800-732-0173

Routing number : 323274270